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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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DAZ ARBON, Carter forbes??


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Hello all,

Has anyone any knowledge of the dealings of the above names.

An E-Mail landed in my inbox today, headed dear client, accompanied by a rather nasty threatogramme styled content. Threatening that if no contact made with them by tomorrow, the account will be escalated and extra charges will be applied.??

 

I have had no dealings with them at all and they have not supplied any details of account nos or names of anyone that I am supposed to owe this alleged debt to.

 

All suggestions will be greatly received.

 

 

"EXEMPLO DUCEMUS"

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have you checked the email address the mail came from? Might give some clues. To me it sounds like a s cam email (it wouldn't let me type the word.....why is that?)

Today is the tomorrow you worried about yesterday, and all is well!

 

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Hi

 

I received the same type of communication today I have an outstanding account with Uncle Buck which I was advised has been passed to Carter Forbes. I also received a text from Uncle Buck today advising me to contact Carter Forbes as my file has been prepared for legal action. I had previously contacted Carter Forbes last month a few times by email and post but have received no reply to communication only emails to call them. I sent goodwill gesture payment in April no response then today I received the email described above from the same person who originally contacted me from Carter Forbes (wasn't from Daz Arbon but same communication). I keep receiving texts to contact by phone from them but have continued with written communication.

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Carter Forbes YES! I have heard of them, a nasty piece of work by all accounts.

 

As for Daz Arbon probably a figment of their imagination.

 

We will contact the client and inform them that we are representing you as a collection specialist and looking to secure the payments as a matter of urgency. We utilise all manners of communication to ensure that we explain the current situation to the client and the potential repercussions of non-compliance. Our management team are well trained in establishing and maintaining relationships with your clients as well as feeding back the information to you in a mutually agreed time frame and format. We will collect your debt quickly and effectively.

 

Well if you don't know what it is they are after then I would leave well alone, are you aware of any outstanding debts?

 

As for adding extra charges, go right ahead, you won't have to pay them!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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2100%!!!!!!!!!!!!!!!

 

Why oh why are these firms allowed to extort this money from those who can least afford it...

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Also had communications with Carter Forbes, requested CCA, they didnt respond so put the account into dispute. Had to laugh at their website and the bully boy " we only give you two chances". So far I have had at least 6 emails the most recent being last week,. I have been offerred discounts ranging from 25% to 60%. Lost the CCA chaps? Re; Your Uncle Buck account, would love to a judge to see that rate of 2100%, be good to get the press inolved too, 2100% is nothing more than a loan shark. Shame on CF for getting involved, really bottom of the barrel stuff.

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http://www.carterforbes.co.uk/credit-control.php

 

Just done a little more reading of their website, and it is very obvious that even these lot breach the OFT DCG, as they openly admit, to answering the phones answering "In your name" and then if a client is not paying their bill we can transfer the debt to our own debt recovery section so it looks like the debt had been escalated!

 

So that will be "unfair business practices" for a start!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I note that, as is the case with many members of the CSA, that Carter Forbes rather amateurish website does not comply with the requirements of the Companies Act 2006.

 

The CSA code of conduct requires all its members to act within the law; whilst the CSA is just the shabby debt industry bum-licking club, CPUTR makes it an offence for a business to not comply with a code of conduct it says it is enrolled in.

 

The style reminds me somewhat of Greenhalgh's the aggressive solicitor/DCA who were made to wind their necks in by the SRA/OFT.

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That bloke is horrendous. The average (non CAG) person getting an email from them and finding that site via Google would feel as if they were being doorstepped and threatened inside their own home.

Wouldn't buy a used car from him that's for sure. Probably worked his way down from extorting other kids dinner money at school, to car clamping to his current exalted position.

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Thank you all for your swift input.

 

The problem that is the most annoying to me, is the fact that they call me "client", I have had no dealings with them whatsoever and no company has informed me of them acting/ threatening on their behalf and most of all, the E-Mail from them has absolutely no particulars of claim as to any alleged debt or a name as to whom they are purporting to represent/intimidate on the behalf of. It is merely an E- threatogramme with directions to phone them.

 

Why do these people not write hard copy and conduct business in a proper manner??.

 

"EXEMPLO DUCEMUS"

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  • 4 weeks later...

Losingmymind,

 

I have not responded to them as yet, as I do not know who, or what they claim to represent.

Pay day loans are for 1 months duration plus 1 contractural interest only.

all the add ons are wishful thinking from them and are grossly OTT.

 

"EXEMPLO DUCEMUS"

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  • 1 month later...
  • 3 weeks later...

even if you was in debt with a company and carter forbes bought your debt its not legal as you have never signed a contract with them, also if YOU only sign a contract and no one on their side does its still not a legal binding contract.

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What backy are they putting in there pipes,,, !!!!!!!!!!!!

statistics prove that consumer debtors simalarly are more likely to pay when the debt is esculated!!!!!!
There having a giraffe, I more tend to dig me heals in and come on here to have a DCA taunt..

[sIGPIC][/sIGPIC]Happyhippy1959

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