Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hello all,
Has anyone any knowledge of the dealings of the above names.
An E-Mail landed in my inbox today, headed dear client, accompanied by a rather nasty threatogramme styled content. Threatening that if no contact made with them by tomorrow, the account will be escalated and extra charges will be applied.??
I have had no dealings with them at all and they have not supplied any details of account nos or names of anyone that I am supposed to owe this alleged debt to.
have you checked the email address the mail came from? Might give some clues. To me it sounds like a s cam email (it wouldn't let me type the word.....why is that?)
Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.
I received the same type of communication today I have an outstanding account with Uncle Buck which I was advised has been passed to Carter Forbes. I also received a text from Uncle Buck today advising me to contact Carter Forbes as my file has been prepared for legal action. I had previously contacted Carter Forbes last month a few times by email and post but have received no reply to communication only emails to call them. I sent goodwill gesture payment in April no response then today I received the email described above from the same person who originally contacted me from Carter Forbes (wasn't from Daz Arbon but same communication). I keep receiving texts to contact by phone from them but have continued with written communication.
Carter Forbes YES! I have heard of them, a nasty piece of work by all accounts.
As for Daz Arbon probably a figment of their imagination.
We will contact the client and inform them that we are representing you as a collection specialist and looking to secure the payments as a matter of urgency. We utilise all manners of communication to ensure that we explain the current situation to the client and the potential repercussions of non-compliance. Our management team are well trained in establishing and maintaining relationships with your clients as well as feeding back the information to you in a mutually agreed time frame and format. We will collect your debt quickly and effectively.
Well if you don't know what it is they are after then I would leave well alone, are you aware of any outstanding debts?
As for adding extra charges, go right ahead, you won't have to pay them!
Worrying is like a rocking chair, it gives you something to do but gets you nowhere!
Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.
Also had communications with Carter Forbes, requested CCA, they didnt respond so put the account into dispute. Had to laugh at their website and the bully boy " we only give you two chances". So far I have had at least 6 emails the most recent being last week,. I have been offerred discounts ranging from 25% to 60%. Lost the CCA chaps? Re; Your Uncle Buck account, would love to a judge to see that rate of 2100%, be good to get the press inolved too, 2100% is nothing more than a loan shark. Shame on CF for getting involved, really bottom of the barrel stuff.
Just done a little more reading of their website, and it is very obvious that even these lot breach the OFT DCG, as they openly admit, to answering the phones answering "In your name" and then if a client is not paying their bill we can transfer the debt to our own debt recovery section so it looks like the debt had been escalated!
So that will be "unfair business practices" for a start!
Worrying is like a rocking chair, it gives you something to do but gets you nowhere!
I note that, as is the case with many members of the CSA, that Carter Forbes rather amateurish website does not comply with the requirements of the Companies Act 2006.
The CSA code of conduct requires all its members to act within the law; whilst the CSA is just the shabby debt industry bum-licking club, CPUTR makes it an offence for a business to not comply with a code of conduct it says it is enrolled in.
The style reminds me somewhat of Greenhalgh's the aggressive solicitor/DCA who were made to wind their necks in by the SRA/OFT.
That bloke is horrendous. The average (non CAG) person getting an email from them and finding that site via Google would feel as if they were being doorstepped and threatened inside their own home.
Wouldn't buy a used car from him that's for sure. Probably worked his way down from extorting other kids dinner money at school, to car clamping to his current exalted position.
[FONT=Arial Black][COLOR=red][I][B]PLEASE NOTE... I AM MOST SORRY BUT I HAVE VERY LIMITED AVAILABILITY AT THE MOMENT DUE TO EXTREME PRESSURE OF WORK - IF YOU REQUIRE URGENT HELP ON YOUR THREAD AND ARE GETTING NO RESPONSE PLEASE HIT THE TRIANGLE FOR SITE TEAM ASSISTANCE. ELSA XXX[/B][/I][/COLOR][/FONT]
[FONT=Comic Sans MS][COLOR=sienna][I][B]Please check out my [URL="http://www.consumeractiongroup.co.uk/forum/entry.php?180-Debt-Threats-a-quick-self-help-guide"]BLOG [/URL]for the quick guide to debt threats - it has all the info & letter template links you need to get started on your journey of TAKING CONTROL. :roll:[/B][/I][/COLOR][/FONT]
[FONT=Comic Sans MS][I][COLOR=black]All opinions are my own based on research. I am not legally qualified, if in doubt please consult a legal expert.[/COLOR][/I][/FONT]
[I][FONT=Comic Sans MS][COLOR=sienna][B]Hope this has helped or made you smile. Keep your chin up, you're among friends now! Elsa xxx[/B][/COLOR][/FONT][/I]
[I][FONT=Comic Sans MS][COLOR=darkorange][B]Please click the *star* of any CAG member who has helped you . [/B][/COLOR][/FONT][/I]
The problem that is the most annoying to me, is the fact that they call me "client", I have had no dealings with them whatsoever and no company has informed me of them acting/ threatening on their behalf and most of all, the E-Mail from them has absolutely no particulars of claim as to any alleged debt or a name as to whom they are purporting to represent/intimidate on the behalf of. It is merely an E- threatogramme with directions to phone them.
Why do these people not write hard copy and conduct business in a proper manner??.
Make sure you do not post anything which identifies you. Although we can remove certain things from the site unless it's done in a timely manner everything you post will appear in Google cache & we do not have any control over that.
If I had to imagine how a stereotypical debt collection Manager would look, this guy ticks all the right boxes. Can understand how a little old lady would be scared witless. Probably walking his pit bull as we speak. just a figure of fun in truth.
I have not responded to them as yet, as I do not know who, or what they claim to represent. pay day loans are for 1 months duration plus 1 contractural interest only.
all the add ons are wishful thinking from them and are grossly OTT.
LOL who is that bloke on the carter forbes website? Must admit the passion is there - he is foaming in his mouth with excitement at being such a TV star!!!!
even if you was in debt with a company and carter forbes bought your debt its not legal as you have never signed a contract with them, also if YOU only sign a contract and no one on their side does its still not a legal binding contract.
DAZ ARBON, Carter forbes??
Reply With Quote
