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    • I hope Lord Frost is OK. Islamists and the woke Left are uniting to topple the West ARCHIVE.PH archived 18 Apr 2024 19:12:37 UTC  
    • Ok you are in the clear. The PCN does not comply with the Protection of Freedoms Act 2012 Schedule 4 for two reasons. The first is that in Section 9 [2][e]  says the PCN must "state that the creditor does not know both the name of the driver and a current address for service for the driver and invite the keeper— (i)to pay the unpaid parking charges ". It does not say that even though it continues correctly with blurb about the driver. The other fault is that there is no parking period mentioned. Their ANPR cameras do show your arrival and departure times but as that at the very least includes driving from the entrance to the parking space then later leaving the parking space and driving to the exit. It also doesn't allow for finding a parking spot: manoeuvering into it avoiding parking on the lines: possibly having to stop to allow pedestrians/other cars to pass in front of you; returning the trolley after finishing shopping; loading children disabled people in and out of the car, etc etc.  All of that could easily add five, ten or even 15 minutes to your time which the ANPR cameras cannot take into account. So even if it was only two hours free time you could  still have been within the  time since there is a MINIMUM of 15 minutes Grace period when you leave the car park. However as they cannot even manage to get their PCN to comply with the Act you as keeper cannot be pursued. Only the driver is now liable and they do not know who was driving as you have not appealed and perhaps unwittingly given away who was driving. So you do not owe them a penny. No need to appeal. Let them waste their money pursuing you . 
    • If Labour are elected I hope they go after everyone who made huge amounts of money out of this, by loading the company with debt. The sad thing is that some pension schemes, including the universities one, USS, will lose money along with customers.
    • What's the reason for not wanting a smart meter? Personally I'm saving a pile on a tariff only available with one. Today electricity is 17.17p/kWh. If the meter is truly past its certification date the supplier is obliged to replace it. If you refuse to allow this then eventually they'll get warrant and do so by force. Certified life varies between models and generations, some only 10 or 15 years, some older types as long as 40 years or maybe even more. Your meter should have its certified start date marked somewhere so if you doubt the supplier you can look up the certified life and cross check.
    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
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Cabot/Mackenzie Hall?? - SCOTLAND


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Hi Everyone,

 

Just after a wee bit of advice regarding a letter I received the other day from Mackenzie Hall, it said they had been provided my address as being the possible residential details for the person they are looking for (my name) and they wanted to contact me regarding a 'personal matter', get in touch quoting Ref blah blah blah...... I have ignored it, obvs LOL!

 

Now, on the letter I noticed an email address at the top - cabot @ mackenziehall. I checked my Equifax credit report and there is a default registered by cabot for a Credit Card, start date 19/01/2005, default date 08/08/2005, no other details or payment history. I cant think what this is, I did get into financial trouble years ago when i was a student and was silly, i had a credit card with capital one but i dealt with aktiv kapital and this has been settled, letter confirming this is filed and credit report shows settled. I'm thinking it may be an old storecard, although I still have a Dorothy Perkins one and this old one was a Burtons one (:???:) so surely they would know me?

 

If the start date of this Cabot on my credit report is Jan 2005, then I'm thinking the orginial creditor file will have dropped off as its 6 years. Are Cabot allowed to put seperate defaults on my credt file?

 

As I live in Scotland, am i correct in saying that this is now Statute Barred? I have never heard from Cabot, havent written any letters to anyone and havent paid since well before January 2005.

 

Also, on checking my Credit Report mackenzie hall have entered 2 searches on table one, the reason being 'outstanding debt' - am i right in thinking they arent allowed to do this?

 

thanks for answering my questions, sorry my post was so long!! :-D

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Statute Barred time is 5 years for Scotland.

 

Muck Hall and Cabot have been busily buying up near time barred accounts so they might just have boobed with this one.. IF.. it does actually belong to you.

 

I will amend your thread title to include your location and hopefully someone will be able to advise you further.

 

Meanwhile, please do not telephone Muck Hall/Cabot :)

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What an unholy alliance eh Crapbot/Muck Hall:puke:

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Thankies!!

 

Dont worry, I have no intention of calling them! Before I found this site I made the mistake of calling fredrickson and was reduced to tears! LOL! Never again!

 

They havent stated what the letter is in regards to, which I believe they have been pulled up on before? I'm busily reading through all the threads on these 'people' and its just shocking what they have been allowed to get away with!

 

This site is a godsend cause if i didnt know about SB and all that I would have been in a total panick and would've been straight on the phone! I guess thats waht they rely on!

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Is this the letter that states if your not the person they are looking for, you should contact their investigations team. (I have this one in stock)

If it is I would suggest that you forward it to Trading standards as they are already aware of this one.

 

On the other hand if it is an old debt of yours you could also send them the Statute Barred letter (Scottish version)

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Yes that is the letter I have, no details of anything else.

 

I'm just going to ignore it as they havent stated what it is about, but if i get any other letters (I have a feeling....) then statute Barred letter it is!

 

I'm still going to report the letter to trading standards as they arent supposed to send out letters like that are they?

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It 's typical trying to get ordinary punters to do their dirty work:-x

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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As was stated earlier, Mackenzie Hall in particular buy large amounts of Statute Barred Debt and then they are forced to go fishing to find out where the person lives.

However, if you respond to these letters then they will ask for your personal details. Threfore, the question is. who the hell do they think they are ?

 

Remember, the onus is on the pursuer to prove that the debt exists and not the recipient to prove otherwise.

 

In addition, if your not the person named on the envelope you would not open the mail, WOULD YOU ?

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