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    • love the extra £1000 charge for confidentialy there BF   Also OP even if they don't offer OOC it doesn't mean your claim isn't good. I had 3 against EVRi that were heard over the last 3 weeks. They sent me emails asking me to discontinue as I wouldn't win. Went infront of a judge and won all 3.    Just remember the law is on your side. The judges will be aware of this.   Where you can its important to try to point out at the hearing the specific part of the contract they breached. I found this was very helpful and the Judge made reference to it when they gave their judgements and it seemed this was pretty important as once you have identified a specific breach the matter turns straight to liability. From there its a case of pointing out the unlawfullness of their insurance and then that should be it.
    • I know dx and thanks again for yours and others help. I was 99.999% certain last payment was over six years ago if not longer.  👍
    • Paragraph 23 – "standard industry practice" – put this in bold type. They are stupid to rely on this and we might as well carry on emphasising how stupid they are. I wonder why they could even have begun to think some kind of compelling argument – "the other boys do it so I do it as well…" Same with paragraph 26   Paragraph 45 – The Defendants have so far been unable to produce any judgements at any level which disagree with the three judgements…  …court, but I would respectfully request…   Just the few amendments above – and I think it's fine. I think you should stick to the format that you are using. This has been used lots of times and has even been applauded by judges for being meticulous and clear. You aren't a professional. Nobody is expecting professional standards and although it's important that you understand exactly what you are doing – you don't really want to come over to the judge that you have done this kind of thing before. As a litigant in person you get a certain licence/leeway from judges and that is helpful to you – especially if you are facing a professional advocate. The way this is laid out is far clearer than the mess that you will get from EVRi. Quite frankly they undermine their own credibility by trying to say that they should win simply because it is "standard industry practice". It wouldn't at all surprise me if EVRi make you a last moment offer of the entire value of your claim partly to avoid judgement and also partly to avoid the embarrassment of having this kind of rubbish exposed in court. If they do happen to do that, then you should make sure that they pay everything. If they suddenly make you an out-of-court offer and this means that they are worried that they are going to lose and so you must make sure that you get every penny – interest, costs – everything you claimed. Finally, if they do make you an out-of-court offer they will try to sign you up to a confidentiality agreement. The answer to that is absolutely – No. It's not part of the claim and if they want to settle then they settle the claim as it stands and don't try add anything on. If they want confidentiality then that will cost an extra £1000. If they don't like it then they can go do the other thing. Once you have made the amendments suggested above – it should be the final version. court,. I don't think we are going to make any more changes. Your next job good to make sure that you are completely familiar with it all. That you understand the arguments. Have you made a court familiarisation visit?
    • just type no need to keep hitting quote... as has already been said, they use their own criteria. if a person is not stated as linked to you on your file then no cant hurt you. not all creditors use every CRA provider, there are only 3 main credit file providers mind, the rest are just 3rd party data sharers. if you already have revolving credit on your file there is no need to apply for anything just 'because' you need to show you can handle money. if you have bank account(s) and a mortgage which you are servicing (paying) then nothing more can improve your score, despite what these 'scam' sites claiml  its all a CON!!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Central Recoveries chasing AA insurance 'debt'


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Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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It's to do with AA car insurance, they got me on the last months premium. I cancelled the dd after what I thought was the last payment but there was one more the day before my renewal. Cheeky sods.

 

I am disputing the amount.

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Hmm, I'm not sure you will be able to dispute the amount for Car Ins?

 

If this was a years premium paid over 12 months then it would have been pretty clear? Or are these Jokers trying to tell you the amount you have to pay them is different to the amount agreed with the AA?

 

Check your policy and see if there are any late/failed payment charges.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Hmm, I'm not sure you will be able to dispute the amount for Car Ins?

 

If this was a years premium paid over 12 months then it would have been pretty clear? Or are these Jokers trying to tell you the amount you have to pay them is different to the amount agreed with the AA?

 

Check your policy and see if there are any late/failed payment charges.

 

I found an extra £27.29 added to the account that they cannot explain. I have paid what is owed minus the rougue amount. It is obviously a charge of some kind but out of principle I will not pay it. They got debt collectors on the case within 7 days of the payment being missed. :-x

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I too had a dispute over added fees that should not have been there. I paid what I owed, but not the extra. Again Debt Collectors were unleashed by letter and phone for about 3 months and then everything stopped.

 

I can still honestly answer I've never had insurance refused, though I would have if I went with them again. For the debt of just over £17 they must have lost money trying to get it back.

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Right I am with you now!

 

Have you made a formal complaint to the AA?

 

I would, and I'd make it known that I will exhaust it. Got me worried now about mine, although it is contents ins.

You would have thought they would give you some random excuse as to what it is, not just say they have no idea! Stick to your guns, pay em nowt!

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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  • 3 months later...

Central Recoveries do not have a website or email address that I could find, but I did find their ownership details in the micro print at the bottom of a letter from them - they are part of The AA themselves, their insurance division.

 

Upon further investigation (no-one can hide from me!), I found out that the AA is now owned by Saga and their CEO is a guy called Andrew Goodsell.

andrew dot goodsell at saga dot co dot uk

 

Am sure he would be overjoyed to hear from anyone with complaints about harassment from Central Recoveries!

 

I have suggested in an email to Mr Goodsell, that the behaviour of Central Recoveries doesn't fit well with the brand values of The AA and Saga, and that he might like to make it easier to contact Central Recoveries directly by email, rather than every man and his dog emailing him. I'll see what he comes back with.

:-D

 

 

I realise they probably trade under several different names but does anyone have an email address for them?

 

Cheers

 

Eddie

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