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Can car insurance companies automatically renew your policy without your permission and take the money out your credit card? (not a direct debit) I never recieved a renewal in the post. Surely they can't just assume you want it? I have tried to phone them as it's today my car insurance is up but as usual the number is an expensive one and i was on hold for ages so hung up! I recieved a text from them this morning advising me of this.

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yep this is quite normal, but usualy send out reminder, and assume that if you have not contacted them you want to renew.

It should be in the terms when you paid last time, if not then you can ask your bank to refund the payment. If you want to change companies that is.

But watch out as this will invalidate your insurance until you have sorted new policy.

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