Can anyone recommend a good loss assessor ? Are they any good ? Thanks.

Hi knab

Welcome to CAG

The guys will advise as soon as they are available.

Unforetunately we can't make recommendations, but if you contact the body that represents them then they should be able to point you in the right direction.

I had a fire a fews years back and had a company chasing me, I believe you can't give names but I can give you a clue - a pirate and a kids shoe. I didn't want to know at first but when the adjusters for the insurers started to mess around and a very dodgy builder who was appointed by the them even got the Insurers surveyor worried with the work quality and practices, I called them in. They were very good and charged the insurance company for the buildings part, although they charged me about 7% for negotiating the contents. They did do a lot of donkey work and gave lots of advice on what could be claimed on,correct replacement prices, temporary accommodation and took on the negotiation and communication with the adjuster's who were a pain in the rear and kept on the case as well a keeping me informed. Just say it took a lot of the stress away and they were worth it

That's encouraging, thank you. Were you able to claim their fees from your insurers ?

Unfortunately not on the contents as it is a question of argument and hence the 7% cost but given that they thought of everything and take you through it whereas the adjuster will just ask you to draw up a list. Not a lot of people think about the small stuff but they do and you will be surprised how much stuff you miss out on without help and the cost was more than worth it for that part alone. if they get involed in the rebuilding aspect then their fees are dealt with directly and and you don't have to do anything except discuss how you want it put back and any minor changes that can be done within the budget of reinstatement.

There is one thing to consider the assessor will let you know what you are entitled to under your policy but the adjuster will tend not to let you know unless you ask.

Hi MDFrance,

Thank you for your most comprehensive information, you have settled many of my doubts. Any further information would be greatly appreciated. Knab