Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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London
NW11 7PE
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  1. 12th September 2006 13:19 #1
    bigdave1985 bigdave1985 is offline
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    Exclamation Barclaycard - No Statements - Do I Estimate?

    HI all i have recieved like most of you on here some statements dating back to 2004 and was wondering how do i go (about if thats what i do) estimating the amount they owe me.

    it seems to be approximately £20-£40 but not sure if i would have been charges more some months.

    please could someone advise me ASA as to what to do as i need to send of my request for the money back as well as sending a complaint to The Information Commissioners Office.

    thanx for your help

    david seale

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  2. 12th September 2006 14:17 #2
    paulpb123 paulpb123 is offline
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    Default Re: Barclaycard - No Statements - Do I Estimate?

    Hi Dave,
    I've taken a one year period from the info they sent - the period with the most charges - and times it by 6. Its up to them to dispute this figure if/when it goes to court. My letter is on the Barclaycard & Microfiche thread. Use it if you think it is helpful. Best
    Paul

    MBNA: Paid
     Co-Op: Paid
     Lloyds Tsb:Data Protection Act sent 14th June Still waiting. Started again
     Abbey National: Paid
     Barclaycard:Prelim £1920 14th Sept MCOL 17/10/06 £2346 Court date 13th March Offered £600 and rejected. Then offered £1,600 rejected. Paid in full £2,705.02.
    Capital One: Paid
    Cahoot: Paid
    Accord Mortgages: Prelim £9,750 LBA 6/10/06
    MCOL 21/10/06 £10, 520.65 Withdrawn and waiting for better times
    Mother in law Nat West: Paid
    Wife's Nat West MCOL issued 26/03/07

    Rise, like lions after slumber
    In unvanquishable number!
    Shake your chains to earth like dew
    Which in sleep had fallen on you:
    Ye are many - they are few!

    (P. B. Shelley, 'The Masque of Anarchy', 1819)

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  3. 13th September 2006 18:38 #3
    blacksheep1979 blacksheep1979 is offline
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    Default Re: Barclaycard - No Statements - Do I Estimate?

    Hi guys, what I'm in the process of doing is looking at my credit file from experian (might have been equifax) and noting down all the missed payments from that - if its good enough for them to scar my credit file with, its good enough for me to claim. As for the going over limit charges I will do as Paul said.

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  4. 13th September 2006 18:49 #4
    paulpb123 paulpb123 is offline
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    Default Re: Barclaycard - No Statements - Do I Estimate?

    See my revised letter - its in the pb v barclaycard thread and is a much better version. Good wishes to everyone trying to claim against b/card.

    MBNA: Paid
     Co-Op: Paid
     Lloyds Tsb:Data Protection Act sent 14th June Still waiting. Started again
     Abbey National: Paid
     Barclaycard:Prelim £1920 14th Sept MCOL 17/10/06 £2346 Court date 13th March Offered £600 and rejected. Then offered £1,600 rejected. Paid in full £2,705.02.
    Capital One: Paid
    Cahoot: Paid
    Accord Mortgages: Prelim £9,750 LBA 6/10/06
    MCOL 21/10/06 £10, 520.65 Withdrawn and waiting for better times
    Mother in law Nat West: Paid
    Wife's Nat West MCOL issued 26/03/07

    Rise, like lions after slumber
    In unvanquishable number!
    Shake your chains to earth like dew
    Which in sleep had fallen on you:
    Ye are many - they are few!

    (P. B. Shelley, 'The Masque of Anarchy', 1819)

    Reply With Quote Reply With Quote
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE