Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Becky8976 Novitiate Becky8976's Avatar

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    Angry Is this standard proceedure???

    Hi, I'm new on here and have managed to get as far as paying £100 to my local court as MCOL rec'd a defence from RBSicon (Cobbetts). Now I am stuck!! The solicitors keep asking me for info. I have until 18th Sept to provide a list of all charges (not a problem), but they want me to provide a lot of other info such as the paragraph no of the contract I have with RBS that I said they have broken. They keep threatening me with asking the court to stop the claim if I do not give them this info. Should I give it to them? It seems to me they are just trying to get me to trip myself up IYKWIM. Should I have to provide this information if I am taking THEM to court. Surely THEY should have to justify the charges to ME!! Please help!!!

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  2. #2
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    Default Re: Is this standard proceedure???

    Quote Originally Posted by Becky8976
    Hi, I'm new on here and have managed to get as far as paying £100 to my local court as MCOL rec'd a defence from RBSicon (Cobbetts). Now I am stuck!! The solicitors keep asking me for info. I have until 18th Sept to provide a list of all charges (not a problem), but they want me to provide a lot of other info such as the paragraph no of the contract I have with RBS that I said they have broken. They keep threatening me with asking the court to stop the claim if I do not give them this info. Should I give it to them? It seems to me they are just trying to get me to trip myself up IYKWIM. Should I have to provide this information if I am taking THEM to court. Surely THEY should have to justify the charges to ME!! Please help!!!

    hi dont worry typical of Cobblers!!! i have had the same.i guess your pack had this
    "Request For Further Information and Clarification" document. This seems to be the standard request under CPR Pt 18 document that could be viewed as intimidatory as CPR Pt 18 does not apply to Small Claims procedures (unless the Court dicates it!).

    dont worry see bigcols thread it has a very good response letter i used it and have had no more problems from Cobblers


    good luck






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  3. #3
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    Default Re: Is this standard proceedure???

    Thanks for that. God it's a mine field!! Why don't they just pay up????


  4. #4
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    Default Re: Is this standard proceedure???

    Quote Originally Posted by Becky8976
    Thanks for that. God it's a mine field!! Why don't they just pay up????
    cos they are sh1ts and the solicitors are making a fortune!!! most important thoguh they know i few strongly worded letters will scare most people off.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  5. #5
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    Default Re: Is this standard proceedure???

    Not me!!!!! I just don't want to mess it up by not using the correct 'jargon'.


  6. #6
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    Default Re: Is this standard proceedure???

    Quote Originally Posted by Becky8976
    Not me!!!!! I just don't want to mess it up by not using the correct 'jargon'.

    you will be fine.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  7. #7
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    Default Re: Is this standard proceedure???

    Becky,

    LL's correct, have no fear, the Bank still has no wish to go to court over this sort of claim, they are just making you wait (like the rest of us) and 'work' for your money. They are hoping that by trying to blind you with threats and legalese that you will roll over and go away. But NO!! A few letters back talking about goodwill and that you understand all about CPR18 and the Courts requiorements and direction will very soon make them realise that they are not just dealing with some fly-by-nights!! Make sure that you send copies of their letters to the Court for consideration in your case and also copies of any letters that you reply to Cobblers with. Reply to the CPR 18 request stating that you do it out of the goodness of your own heart and a desire to conclude this case to your satisfaction, if you had the same request for further info that I had, then copy & paste of my thread and send it to Cobblers (copy to the Court).

    BC

    Big Col
    RBS LBA 20/06/06. WON - 21/10/06
    MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!
    MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!
    BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06
    Green On!
    If the post/advice helps, pse click on the scales!!

  8. #8
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    Wink Re: Is this standard proceedure???

    I have sent my reply to Cobbetts saying I will provide info at the COURTS request yesterday and today I have received a letter from cobbetts offering £1200 as a gusture of goodwill as they think my claim will not hold up in court (yeah right!!). The letters must have crossed in the post but I am NOT accepting this offer as my claim is for £2118+int+costs. I am going to write a letter saying thanks but no thanks.


  9. #9
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    Default Re: Is this standard proceedure???

    Becky,

    Have a look at the template for rejecting offers in the template library!

    BC

    Big Col
    RBS LBA 20/06/06. WON - 21/10/06
    MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!
    MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!
    BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06
    Green On!
    If the post/advice helps, pse click on the scales!!

  10. #10
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    Default Re: Is this standard proceedure???

    Thank BC, Will do.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE