Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 11th September 2006 19:57 #1
    banofi banofi is offline
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    Unhappy Lloyds referring me to Financial ombudsman

    Hello, my first time on this website. Lloydsicon sent me their standard letter telling me their charges were reasonable etc. I wrote back (my 3rd letter) insisting they refund me. They replied (their "final" letter) telling me to write to the Financial Ombudsmanicon. Should I try using the Ombudsman or go straight to sending off for a court claim? Has anyone used the ombudsman?

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  2. 11th September 2006 20:20 #2
    countrybake countrybake is offline
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    Default Re: Lloyds referring me to Financial ombudsman

    go to the courts to get your money back

    SETTLED CASES
    LTSB (CC) £20 21-8-06
    HSBC (CC) £600 19-10-06
    HSBC (Ac) No.1 £1900 25-10-06
    RBS (CC) £900 25-10-06
    Smile (Ac) £1300 17-11-06
    A&L (Ac) No.1 £400 23-11-06
    A&L (Mortgage ERC) £3900 4-12-06
    LTSB (Ac) £200 13-12-06
    A&L (Ac) No.2 £120 19-12-06
    HSBC (Ac) No.2 £650 29-12-06
    LTSB (Business) £1700 13-2-07
    RBS (Ac) £4500 + Default Removal 17-3-07
    Barclays (Bus) Warrant of Execution 10-3-07 not used yet
    ONGOING CASES
    Egg (CC) N1 Filed £1300 + Default Removal Judgment Order 9/1/07 In my Favour
    Barclays Business loan & 2 accs. S.A.R N1 filed Judgment in Default isued 15/2/07
    HSBC (CC) have failed to produce Credit Agreement
    TO DO CASES
    Egg (Loan)
    LTSB (Ac Ltd Company)
    LTSB (Loan)
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  3. 11th September 2006 20:24 #3
    Niklowe
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    Default Re: Lloyds referring me to Financial ombudsman

    The FOB is a standard fob off. he is just a toothless tiger and they know it.

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  4. 11th September 2006 20:52 #4
    banofi banofi is offline
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    Default Re: Lloyds referring me to Financial ombudsman

    Thanks guys...

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE