Jump to content


  • Tweets

  • Posts

    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because therte was still £69 owing, so I paid it and thought it would correct once the CRA's updated their reporting cycle.   However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account 106985089 has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, so I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
    • Noted. Keep an eye on the other threads here including the update a few hours back by Rob Carr.
    • dont need statements. nor std info sheets. EVERTHING else  dx
    • they have 6mts else it dies. ................. BUT yet again today you've posted on someone else's thread posts now moved here. please keep to your OWN THREAD!! now to date you've not bothered to reply to our questions so we CAN help you.    
    • Update: tfl is taking me to court I'm trying to get an ooc claim from them but they have not been replying to my emails. 
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Will the job-centre pay my rent if i go in to private renting DSS?


21muk
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4763 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Im looking at properties because i want my own place really badly, so im seeking accommodation from a landlord, i know most want a bond up front, so if i get the bond money myself, and say move in to a house, would the jobcentre take care of the rest for me I.E pay my rent each month? also if they will, how/who do i speak to about that?

Link to post
Share on other sites

Hi,

The JobCentre do not pay your rent for you. That is the responsibility of your Local Council BUT don't just go for the first place you see.

 

LHA rates are capped to what the Goverment think you should be paying

 

http://www.direct.gov.uk/en/Diol1/DoItOnline/DG_196239

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

Please help CAG. Order this ebook. Now available on Amazon. Please click HERE

Link to post
Share on other sites

oh thanx for that im starting to understand it a bit better now so 1.the councell tax place sorts all that kinda stuff out..jot the jobcentre..2.i clicked the link you give me and done that calculator test, im a single guy, so im only entitled to 1 bedroom house/flat, also it shows they will pay me 80 pound per week so its like 320 pound a month, so i hope i can find one in that price range

Link to post
Share on other sites

im confused again wait, so if i tell you my details can you possibly give me some insight at what im dealing with? i am 22 years old male, i am currently on jobseekers allowence, im looking to rent a flat/house from a land lord, am i entitled to one and how much, and also what do i need to move to the next step?

Link to post
Share on other sites

As a 22 year old male, you're only entitled to the shared room rate and not the one bedroom rate. Because you're on Job Seekers Allowance, you're entitled to the maximum for your area. So, if the council says "we pay a maximum of £80 a week", you'll get £80 a week if that's also how much your rent is.

Link to post
Share on other sites

Housing benefit was replaced by Local Housing Allowance some time ago. This month they have lowered all of the rates.

 

As an under 25 - now an under 35 - you are only entitled to the shared room rate for your area. Your area will be shown on the lists above.

 

If in England:

 

http://www.voa.gov.uk/lhadirect/LHA_percentile_rates.htm

 

The rules state that this is the money available to cover your allowance - i.e. you are entitled to a shared room so you will only get the money for a shared room. You can move into a palace if you can fund it, but you will only get the maximum for your allowance from the government.

 

It doesn't mean you have to move into a bedsit. It means you will only get the funding for a bedsit.

 

The funding for your entitlement (shadow 30% March '11 figures) ranges from £43 per week in Sunderland to £137.50 per week in London.

 

The trick is to find an understanding landlord and a good property. And there is no help available to you there. I would suggest you start with the property.

 

For private housing these are good places to start:

 

http://www.rightmove.co.uk/

 

http://www.findaproperty.com/

 

For council housing you should register with your local council. There is usually a long waiting list.

 

The '30th percentile' means you should be able to afford 3 out of 10 bedsits in your area. But as above, if you can find a 12 bed mansion going for that price, you could rent that instead.

 

If this is not enough, you could always try a court case citing age discrimination. Under the Human Rights Act it is illegal to discriminate on grounds of age. I cannot say how this applies to this situation, if at all.

 

It is interestng that a lot of people will now be unable to afford their rent, as they will have entered agreements based upon the old ratings system.

 

Many people aged say 26 -34 may now have a shortfall in their rent, and many of these could end up homeless as a consequence.

 

Good luck.

Link to post
Share on other sites

I think it's a bit tight of them really to put an age on it, but yes, as I said in your last thread, you'll only be able to rent a room in a shared house if you're under 25. If you rent a one bed flat, I wonder if they will still pay the 80 pounds & you have to find the rest, can anyone answer that? I have been wondering that for a while.

 

Oh just seen Honeybees post, wonder why that didn't show up before I posted in here, ooooerr spooky!

Yeh I think it's wrong to discriminate on age, but there we go...

Edited by jadeybags
Link to post
Share on other sites

the maximum housing benefit you would get would depend upon the area you live in

If you have found my post useful, please click on the star at the bottom of my post and add some reputation points.

Link to post
Share on other sites

Here's an example:

 

Me and my partner live in a 2 bedroom house with no children. Our rent is £400 per month and our LHA is £91.15 per week based on our entitlement for one bedroom. This means we have to find £35.40 a month to cover the shortfall.

Be good to yourself, when nobody else will

[sIGPIC][/sIGPIC]

Link to post
Share on other sites

21muk

 

assuming you are still living in middlesbrough, the maximum you can claim in housing benefit is £50.00 per week

 

so if your rent is more than that, you would need to make up the difference from your jobseekers allowance

 

e.g. if you rent a 1 bedroomed flat at £75.00 per week - the council would pay £50 per week - you would need to pay the other £25 per week

If you have found my post useful, please click on the star at the bottom of my post and add some reputation points.

Link to post
Share on other sites

Or you could relocate anywhere you wanted to.

 

This could be because you wanted to be near family or because you believe there is a better chance of finding work there.

 

Move to London = more chance of finding work. The bigger the city the better the chance.

 

Start with the property imho.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...