Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    Default miss diane v woolwich

    Hi All

    Last week I sent off my Data protection letter to the Woolwich, must of been doing far too many things at once as I am pretty sure I forgot to put in the cheque for £10, so am going to resend it today with a cheque.

    I live in Scotland and was trying to find out if I needed to do anything differently up here, I realise that there are Scotland specific folders, but I can't seem to find them today, can anyone point me in the right direction?

    Also how are other peoples claims going against the Woolwich, any good news anyone would like to share?

    Thanks

    Di

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  2. #2
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    Red face Re: miss diane v woolwich

    Hi all

    the woolwich has sent me a list of charges paid, I am now trying to find the spreadsheet to work out the totals and what to do next, I have them on my favourites at work but am off all this week on holidayicon, can someone send me a couple of links please?

    will keep you posted on how things go

    Di


  3. #3
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    Default Re: miss diane v woolwich

    Have a look in the Bank templates libraryicon, you will find a spreadsheet that will work out the interesticon for you, and if you have a read of the FAQ's it will give a step by step guide on how to proceed. Good luck

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06

  4. #4
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    Default Re: miss diane v woolwich

    Hi All

    I have sent off the request for payment letter and have got
    the standard reply from the Woolwich saying that due to the complex nature of issue they are going to send it on to their Head office customer relations Unit, and I should wait to hear from them.

    Well have waited a little over two weeks and have heard nothing so I am now going to send them the before action letter, should I send to to the Head office and the original person I was dealing with or just one of them?

    I am feeling excited, scared and excited again about the prospect of this.

    Hope everyone elses claims are going well

    Di


  5. #5
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    Default Re: miss diane v woolwich

    Hi Miss Di

    Stick to your time table prelim (14 days) lbaicon 14 days then N1 or MCOL dont let them dictate the time table. Have fun.

    AL.

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  6. #6
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    Default Re: miss diane v woolwich

    good luck you have it all under control by the looks of it !


  7. #7
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    Smile Re: miss diane v woolwich

    Hi All

    I am so excited, this weekend I received a letter from Barclaysicon offering me £250 but not excepting liability, this has given me even more confidence to take them to court, so that's what I am going to do tomorrow!!!

    Hope everyone else's claims are going well

    Di


  8. #8
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    Default Re: miss diane v woolwich

    Quote Originally Posted by miss diane View Post
    Hi All

    I am so excited, this weekend I received a letter from Barclaysicon offering me £250 but not excepting liability, this has given me even more confidence to take them to court, so that's what I am going to do tomorrow!!!

    Hope everyone else's claims are going well

    Di
    Great news. keep up the fight






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  9. #9
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    Default Re: miss diane v woolwich

    Hi All

    I am trying to find the template letter that accepts the partial refund on the condition it is a partial settlement and that I will continue to claim for the full refund, does anyone know where it is please?

    I am about to embark on the money claim route, does it matter that I live in Scotland, I have tried to read up on it all but am getting a bit bogged down with all of the info, is there a complete document that I could read, and if there is could someone point me in the right direction??

    thanks in advance

    Di


  10. #10
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    Default Re: miss diane v woolwich

    I think this is the one you are looking for

    http://www.consumeractiongroup.co.uk...tml#post200476


  11. #11
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    Smile Re: miss diane v woolwich

    Thanks Madmat for the letter,

    Does anyon know where I can find the Scottish court stuff?

    thanks

    Diane


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    Default Re: miss diane v woolwich

    Quote Originally Posted by miss diane View Post
    Thanks Madmat for the letter,

    Does anyon know where I can find the Scottish court stuff?

    thanks

    Diane
    hi miss Diane

    heres a couple

    http://www.consumeractiongroup.co.uk...t-service.html

    http://www.consumeractiongroup.co.uk...dure-some.html

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  13. #13
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    Default Re: miss diane v woolwich

    AL you sounded like benny out of crossroads there ! ( miss diane ) he he he


  14. #14
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    Default Re: miss diane v woolwich

    Hi all

    Am a tad apprehensive now, I received the standard letter from the woolwich saying take the offer or nothing, so am looking at the court papers etc, have many people got their cash back off the banks in Scotland, and inparticular the woolwich?

    It's a very dark, wet and windy day here in Scotland, maybe that is why I am suddenly not feeling quite so confident!!

    Di


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    Talking Re: miss diane v woolwich

    Di
    Hope you dont mind if i call you that (otherwise I get strange comments from strange pensioners stalking this forum (crossroads next he'll be asking if i know andy pandy and loopy loo))

    Yes it was pretty damp, windy and grey down here on the costa del kent also but dont let them put you off, i cant tell you how many ppl have won in Scotland but i can tell you that the woolwich/Barclaysicon have never shown up in court.
    Im sure if you scan through the success's forum you'll find some.
    http://www.consumeractiongroup.co.uk...ich-successes/
    So cheer up get your money back and put it towards a nice holidayicon in the sun, that'll put a smile on your face:grin:

    AL.

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  16. #16
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    Default Re: miss diane v woolwich

    Quote Originally Posted by miss diane View Post
    Thanks Madmat for the letter,

    Does anyon know where I can find the Scottish court stuff?

    thanks

    Diane
    And have a look at this http://www.consumeractiongroup.co.uk/forum/scotland/

    AL

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  17. #17
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    Default Re: miss diane v woolwich

    Thanks Al for your help, i have printed off all of the necessary documentation and am going for it this evening!!!

    thanks again

    Di


  18. #18
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    Default Re: miss diane v woolwich

    good luck. not that you need it

    AL

    -------------------------
    CAPITAL ONE * SETTLED*31st Oct 06
    HBOS *SETTLED* 8th Oct 06
    WOOLWICH *SETTLED*12thJan2007
    Monument (Barclays) *SETTLED*10thMar2007

  19. #19
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    Default Re: miss diane v woolwich

    Morning all

    Can someone clarify for me that I need to add 8% interesticon on to all of my bank charges, I think I have worked it out correctly but wouldn't mind email my sheet to someone for a quick double check, only prob is is that I am taking this up to the court at lunch time, does anyone have a spare ten minutes to double check it for me?

    ta

    Di


  20. #20
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    Default Re: miss diane v woolwich

    diane if you use the spreadsheet in the template once you have it filled in page 3 gives you your total with the 8% added !



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