Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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Thread: Statements

  1. #1
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    parki79 Novitiate

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    Default Statements

    After reading the library section for the letter to send to the bank I dont have statements from the full period I intend to claim only for the charges for the last 3-4 months. Is it possible to try and claim thse back without my full statements?

    Any ideas anyone

    Thanks

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  2. #2
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    sleepz Novitiate

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    Default Re: Statements

    If you want to claim back for a full 6 yearsicon, you'll need to get statements and from them get all the charges and dates.
    You'll need to list all the charges with dates that you want to claim back for. You can't just write to them and claim back all the charges they have made to your account.

    01/08/06- Royal Bank of Scotland - S.A.R sent
    24/08/06- Royal Bank of Scotland - Statements Received
    31/08/06- Royal Bank of Scotland - 1st Request sent
    13/09/06- Royal Bank of Scotland - LBA sent
    23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)
    02/10/06- Royal Bank of Scotland - *WON* Full settlement

    07/07/09- First Plus PPI - S.A.R sent
    18/07/09- First Plus PPI - S.A.R received
    22/07/09
    - First Plus PPI - Initial request sent

  3. #3
    BlueRuby
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    Default Re: Statements

    It sounds as though you need to read the FAQs, the step-by-step and as many posts on this forum as you can before you start writing to the bank! You don't want to bring the Wrath of Bankfodder down on you, do you? ;-)


  4. #4
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    parki79 Novitiate

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    Default Re: Statements

    Yeah I have read the faq but it still seems confusing to a newbie. Ive re read quite a few things. I have come to the conclusion that I need to send the data protection act letter to the bank with the £10. If this is the correct thing to do would I write a person cheque from the bank account I have with them? Seems like a daft question but im unsure whether they would want paymen from elsewhere.


  5. #5
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    sleepz Novitiate

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    Default Re: Statements

    Yep, send the Data Protection letter and include the payment of £10.
    You can send a cheque, postal order or it might be a quicker option to just go into your bank and hand them a letter, then authorise them to take out the money straight from your account. If your dealing in branch though, be sure to get a signed receipt of anything you give to them.
    Also, keep a copy of any correspondance you have with them, you may need them in the later stages.

    01/08/06- Royal Bank of Scotland - S.A.R sent
    24/08/06- Royal Bank of Scotland - Statements Received
    31/08/06- Royal Bank of Scotland - 1st Request sent
    13/09/06- Royal Bank of Scotland - LBA sent
    23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)
    02/10/06- Royal Bank of Scotland - *WON* Full settlement

    07/07/09- First Plus PPI - S.A.R sent
    18/07/09- First Plus PPI - S.A.R received
    22/07/09
    - First Plus PPI - Initial request sent

  6. #6
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    parki79 Novitiate

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    Default Re: Statements

    Hi ive just popped into my local branch with the letter and the cashier looked at me blankly and insisted that I come back when the manager is in. Ive just popped it in the post and will see what happens with it and keep my fingers crossed.

    Really dont feel right having to do this. Especially if they are likely to threaten me but I know its in the thousands they owe me due to me being disorganised in my younger days so I know its worthwhile just to see if I can get anywhere.

    Thanks for the advice so far people, its appreciated.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE