Thread: Help, Now applying against RBS in England!

Hi Folks,

I started of in the Scotland (under General Forum) in July, having served the lba's to the RBS following the Scottish Procedure.

I am just looking for clarification now I am living in England. I am looking to claim for 5 years from January 2001, but against the RBS.

Can I use Moneyclaim to carry out the action against a Scottish registered bank?

If not, what is the correct procedure (not looking for repeat of info, just where to go

Many thanks

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hi i used my branch address in england to serve the papers. they are then passed on to Cobbetts solicitors, also not sure if you know but you can claim 6 years worth of charges. good luck

Thanks Liveylad

I knew I could claim 6 years, but I am applying from a point of principal that in Jan 2001, I asked for a £150 overdraft, which they refused, and did so continuously citing charges (from them). So I do not want to be too greedy as I hope this would put me in good light if it goes to court.

Also it is only an extra £60 and when I was a student the Royal Bank was a great bank, in fact although I am now with First Direct and HBOS, I have not found better staff. However, I was shocked when I realised how much I had paid, and that after 2 months with a new bank and an overdraft in place I had £900 of savings.

So the bank is evil, but I like it's minions

RBS also hav eregistered offices in England as far as I am aware! I don't think it matters cause as long as either the defendant or pursuer is registered in England you can take action there!