Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
More and more of the discussions in threads on the forum use common abbreviations for terms specific to banking and this site. Here is a list of the most commonly used terms. Banking Terms
A.Q. - Allocation Questionnaire
B.B.A. - British Bankers Association
B.A.G. - Bank Action Group (other name for CAG)
C.A.B. - Citizens Advice Bueraux Website
C.A.G. - Consumer Action Group (this site)
C.C. - Credit Card
C.C.A. - Consumer Credit Act
C.C.C.S. - Consumer Credit Counselling Service
C.I.F.A.S- Fraud Prevention Service Website
C.P.R. - Civil Procedure Rules Website
C.R.A. - Credit Reference Agency
D.D. - direct debit
D.P.A. - Data Protection Act
F.A.Q's - Frequently Asked Questions FAQ's
F.O.S. - Financial Ombudsman Service Website
F.S.A. - Financial Services Authority Website
I.C.O. - Information Commissioners Office Website
L.B.A. - letter before action
M.C.O.L. - Moneyclaim Online
M.S.E. - Moneysaving Expert Website
N1 - Form for filing claim at county courtBlank FormTemplate for filling out
O.F.T. - Office of Fair Trading Website
P.C.N. - Penalty Charge Notice
P.P.I. - Payment Protection Insurance
S.A.R. - Subject Access Request
S.C.C. - Small Claims Court
S.O. - Standing Order
U.C.T.A. - Unfair Contract Terms Act
U.T.C.C.R. - Unfair Terms in Consumer Contracts Regulations 1999 1999 Regulations2001 Amendments
Other terms used
AFAIK - As Far As I Know
BUMP - Bring Up My Posting - Used when a thread has slipped down the list of threads and still needs an answer
BTW - By the way
FWIW - For What It's Worth
HTH - Hope that helps
IMO/IMHO - In My Opinion/In My Humble Opinion
BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.
If you win, donate to this site
Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.