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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
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Bannatynes Gym 3 month cancelation period


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I'd like to share my experience with Bannatynes gym and the 3 month notice period that they rigidly enforce.

 

I had been a member with Bannatynes Crewe for 5years and then decided to leave in 2008 mainly due to being umeployed and skint. Like most on here I hadnt been made aware of the 3 month notice period and to be honest had not looked at paperwork since I first joined. They initially did send me a few letters reminding me and requesting payment but I replied saying that it was unfair considering the length of time I had been a member. They didnt pursue it any more. A year latter I had found a job and decided to go back again and re-join.

 

I went a long in August 2008 and sat down with one of their members of staff who explained that the had a deal on with ex-members where you didnt have to pay any joining fees. I made it clear that the only thing I wasnt happy with was the 3 month notice period, to which he said that because i was an ex member so long as I did 3 months membership up front that I didnt have to give 3 months notice. He even wrote on my contract (and I have carbon copy, see attached a copy) that i was an ex-member and that the 3month notice and 12 month contract did not apply.

 

To cut a long story short I lost my job in October 2010 and decided to leave Bannatynes and cancel my DD. I did write a letter out of courtesey advising them but did not think there would be an issue due to what I had agreed to. I then got a series of letters saying that I owed 3 months membership for the 3 month notice period. I have replied telling them that I don't owe a thing and have sent copies of my contract. They then now invoiced me saying that I owed them for the 3 month period. Once a agin I replied and actually spoke to one of their head offiice staff and explained what I had agreed to when I signed up.

 

They are now saying that the person who signed me up is no longer there and they can not be accountable for what he said/did and that the writing on my contract means that as an ex-member I am not required to fulfill a further 12 month contract and that the 3 month notice period would still apply. This is not what I agreed too or was told at the time when I signed up. They have given me 14 days to cough up or they will take further action.

 

I am going to tell them again that I wont be paying and I intend to stick to my guns on this. If they take me to court then I will argue miss-representation/miss-selling gym membership to me.

 

Your thoughts and advice would be welcome.

 

Thanks

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Hi Unhappy and welcome to CAG

 

The image of the contract is too small to be read. Can you repost it after reading this guide - http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

 

Alternatively, can you confirm exactly what is written at the top of the new contract.

 

Basically, I think the terms added at the top of the contract will be binding whether or not the staff member still works there. He was a representative of the gym at the time you re-signed.

 

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I also would like to see what it says on the contract.

 

I'm with Slick on this, they can't get out of it because someone no longer works there. If that were the case then a million contracts in all sorts of businesses would be voided because someone had left or died.

The aircraft carrier contracts are to be carried through because of penalties, but if what they are trying to claim is true, then Cameron could just ditch them as Brown no longer works there.

 

The only action they will carry out will be a default with credit reference agencies. You should mention to them that if they try this then 'you' will take 'them' to court as well as reporting them to the OFT.

 

You should also ask them to quote in which contract regulation it says that about not working for someone any longer.

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Ok thanks, I wiill try again with attachement.

 

Cheers.

 

Update: got reply to e-mail from OFT/consumerdirect and they say that I may have case for miss-representation/miss-selling contract to me, which is what I will pursue. I am not imagining what was said and neither lieing, otherwise I would not have rejoined/agreed to 3 months notice. They say onus will be on me to prove and only proof I have is my carbon copy of contract. I will keep you posted.

 

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Hi Unhappy,

 

I can now see the writing at the top of the agreement, but can you confirm what the abbreviations means where it says:-

 

"No 3/f "

 

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Hi,

 

I am not sure its also could be 3/P. He has abrieviated member as well. When I was signing up he was refering to because I was an ex-member I did not having to give 3 months notice so long as i was a paying member for 3 months at the start of my membership. I was most speciffic on not agreeing to the 3 months notice otherwise I would not have signed and certainly not agreed to anything if I knew they were then going to renege on what was said. I will argue my side if they take me to court. the fact that something is writen is proof enough. I did not imagine or make up what he said and that is what I agreed to when I signed the agreement. I'm also asking my solicitor for some feedback.

 

If the guy hadn't of written on the contract I would not have had a leg to stand on.

 

Cheers.

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Hi Unhappy,

 

Having looked at this again, I think it actually reads as " No J/f " referring to No Joining Fee. Would this make sense, given the discussion you had at the time.

 

In which case, the annotation added by the gym's representative says you are an ex-member and, as such, you are:-

 

1. Not being charged a Joining Fee.

 

2. Not bound by a 12 months agreement or contract.

 

The gym will no doubt continue to argue that you are bound, by the contract, to pay 3 months' fees if you cancel (during the first 12 months of the new contract).

 

But, IMHO, the wording of the annotation says that there is No 12 months contract and I think the gym would be unlikely to have this agreement held to be enforceable if they dared take it to court.

 

Stick to your guns and maintain that the contract is clearly annotated by a gym representative in a manner which, although ambiguous, clearly suggests that there is, in fact, no 12 month contract at all.

 

You should keep a check on your credit reference files if they say they will mark this against you. If you find they have posted any adverse data or threaten to do so, see the penultimate para in this letter that I drafted for RosieJ - http://www.consumeractiongroup.co.uk/forum/showthread.php?291124-Ashbourne-management&p=3272444&viewfull=1#post3272444

 

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Noted.

 

Hope you've looked at the link I gave to RosieJ's thread.

 

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You really need to know which CRA they used and if you ask, then they 'have' to tell you.

 

I know that experion has a trial and if you cancel before that trial expires then it costs you nothing. You do have to give them payment details as they hope that you won't cancel and then I think it's about £6 per month. If you write to them then it is a one off payment of £2.

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Yup, Experian offer a 30 day free trial with their Credit Expert offer [Weird TV ad campaign] but it's £6.99 pm after that so make sure you cancel carefully.

 

The companies concerned are Experian, Equifax and Callcredit.

 

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***UpDate*****

 

Just had another letter from bannatynes:

 

 

Bannatynes_Reply_letter_2_b.jpg

 

I gave them a call and spoke to the woman I spoke to last time. I repeated that I was prepared to take this all the way and tried to talk sense with them. Reminded them that over the years I had spent around £2500 (so they are not at a loss) with them and that they were not honouring the terms/agreement I joined (at the time of signing) under. They are still saying that they are not accountable for person no longer there (typical!) and I am still bound by 3 month notice in T&C's (although these refer to a 12 month contract that seems to contradict the NO 12 MONTH CONTRACT scralled over my agreement). Apparently they don't amend individual contracts (errr, excuse me but isn't that what you have done in this case??). Even their replies contradict themselves.

 

So why don't they have a sticker or something with what they really mean so that the can ammend contrcacts in a more professional way (or even a seperate agreement for ex members?) without relying on the representative scralling on them??

 

She also said how else could Bannatynes make any money? Well if they did honour what I thought I had signed up to then I dont owe anything. They are just being greedy and trying to squeeze every last drop of money out of people who have been good customers and been good payers.

 

They have lost me as a potential customer, lost any business from me with anything else asscociated with Bannatynes and nethier would I recomend them to anyone else. It's a disgrace how they treat their customers and ex-customers. I have been miss-sold my membership and if they valued their customers they would honour what was agreed and if anthing offer me an appology for miss-selling to me, but no all they worry about is lining their pockets.

 

Duncan Bannatyne is the man that wouldn't waive a £10 a month gym fee for a cancer patient, sold "free" Kellogs bars to gym members, makes his own staff bring their own pens to work and doesn't like any critisisms of his hotels (all of which you can read on the web). look at the term "without prejudice save as to costs" on the letters that I have recieved. The words tightfisted come to mind. You can picture him in his ivory tower counting his pennies.

 

I'll let you know when the court papers come in the post...

Edited by Unhappy_ex_gym_member
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Nothing new really, either in their letter or the discussion you had with them.

 

They have a really weak case against you IMHO and are very unlikely to take any court action. If they do and you defend, you should win.

 

However, it's more likely that you will now be bombarded with more demands.

 

I'd simply reply saying they are wrong in their assertions and you won't be paying any more. Remind them that further demands will be reported to the FOS for formal investigation.

 

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Hi Slick,

 

thanks mate. Just one question, are you sure FOS is correct or did you mean OFT? FOS seems to be more for banking /finance firms.

 

Cheers!

 

PS heres my draft reply:

 

Without prejudice

 

 

Dear Sir,

 

 

I am writing in reply to your recent letter. I would like to correct your assertions:

 

 

Firstly, It appears that your representative has miss-sold my gym membership and I have been coerced into agreeing to signing by miss-leading me (Supply of Goods and Services Act 1982 & Misrepresentation Act 1967). To say that this person no longer works there and that you cannot be accountable for his actions is simply nonsense. They were in your employment at the time and acted on your behalf. Therefore by law you are very accountable.

 

 

Secondly, they have clearly written on the agreement that there is NO 12 MONTHS CONTRACT. Unfortunately you cannot now retrospectively say that what has been written actually means something else in your favour. I was told verbally at the time that the 3 month cancelation period did not apply but also according to what is written there is no 12 months contract, how can conditions that relate to a 12 month contract be enforceable? You say that Bannatyne’s don’t amend individual contracts but in this instance your representative appears to have done precisely that by writing on the agreement. You even contradict yourselves.

 

 

Thirdly, I’m actually disgusted by the attitude of Bannatyne’s towards its customers/ex-members. Rather than threatening me with court action you should be apologising to me for being miss-sold my membership and trying to correct your damaged reputation. It appears that you are more interested in dishonouring your agreements and lining your pockets rather than good customer relations. Considering the amount of money (approx £2500, so you are not at a loss) that Bannatyne’s have had out of me over the years I would have thought there would be some good will. However it just confirms the true nature of your business.

 

 

To make my position clear, I do not agree to your claim and will not pay any further money to your business. If you make, or cause to be made, any adverse credit markers with any credit reference agency, I will take action against you for damage to my reputation. If you are foolish enough to take this to the county court then I warn you now I will defend my case as I have very strong grounds to dispute it.

 

 

Due to your treatment of me I will make it my mission to never spend a single penny more with your company (or associated businesses), recommend your companies and negatively promote (within the law) your business by publicly declaring my experiences. This will cost you more than the amount you are trying to claim from me in loss of business. I will also be making a formal complaint to the OFT (Office of Fair Trading & Trading Standards).

 

 

I trust I have made my position clear.

 

 

Yours sincerely,

Edited by Unhappy_ex_gym_member
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Hi Unhappy,

 

No, I meant the FOS as they deal with individual complaints.

 

The OFT don't deal with individual cases, only great big ones like taking the banks to court over unfair bank charges (and then losing!!).

 

The OFT are also, this week, starting their High Court action against Ashbourne Management, famous for their 36 month contracts which the OFT say are actually credit agreements.

 

So amend your letter to show you'll complain to the FOS, and fire it off !

 

8)

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*****Update*******

 

Here is the latest response by e-mail I have had back from Bannatyne's:

 

Dear Mr

Thank you for your email dated the 11th March 2011 in relation to the cancellation of your membership with our Health Club.

In relation to your first point, we have no evidence to support your claim that you have been miss-sold your membership. It is unfortunate that we are unable to speak with the member of staff who you signed with, however the membership terms and conditions clearly state, the cancellation procedure which you have acknowledged that you have read and agreed to when signing the membership agreement.

Secondly we have already confirmed that unfortunately we are unable to make comments about a conversation that only you and person no longer in employment with Bannatyne Fitness Ltd were privy to. We do allow previous members to rejoin with various benefits including not having to stay for a minimum term, however they sign an agreement to confirm they still have to honour the terms and conditions of using a Bannatyne Health Club including the required 3 months written notice to cancel the membership.

Although we have no evidence to support your claim and we have a signed contract confirming you have agreed to the notice period required. We will as a final gesture of goodwill reduce the remaining contractual amount by 50% and therefore a settlement of £67.50 is offered to bring this matter to a close.

We can confirm that no further offers will be made and should you decide not to make payment within 7 days this matter will be taken further.

Yours sincerely

Membership Administrator

Without Prejudice

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Hi Unhappy,

 

Are you willing to pay the reduced sum to bring this to a close ?

 

If not, write back and say:-

 

I refer to your email of xxdate.

 

Whether you like it or not, your company representative clearly marked the top of the membership form "Ex Mem[ber] - No 12 month contract"

 

If you believe you have a case against me, take the matter to court as I will not pay you under any other circumstances. Any court action will be vigorously defended and will generate adverse publicity for your organisation.

 

If you are not willing to take court action, please confirm the matter is closed.

 

I will not be bullied or intimidated. Any DCA collection activity will be reported to the FOS. I will also write to Mr Bannatyne's office direct to ask why he is willing to allow his business to represented by you in this manner.

 

If any adverse credit data is posted about me by you or parties acting on your behalf, I will take court action against you seeking damages, citing the case of Kpohraror -v- Woolwich Building Society.

 

As you are not discussing a negotiated or reduced payment, don't mark this particular email Without Prejudice

 

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Hi guys,

 

thanks. I'm not sure yet and going to sleep on it. However I know exactly what was said by their rep and what I thought I was agreeing to. Something did take place because the guy wrote on the document. Out of principal I don't like being miss-led. My only concern is how a judge would deem it?

 

I will of course keep you posted.

 

Cheers!

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Take your time - it's your neck on the line.

 

Although I'm certain this would never find it's way anywhere near a court room.

 

8)

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Hi Guys,

just to let you know I have decided to see this through and so have sent a recorded delivery letter (based on what you said above Slick).

I've also been looking at Contract Law and found some interesting info (look at contract law express terms). :-)

I could have taken the easy option and took the 50% but I am adamant on what was said/agreed. Out of principal I am not letting them get away with extorting money. Bannatyne himself stands up for his principals.

Fingers crossed, I will keep you updated.

Cheers.

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