Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
when does the refund arrive ??? because just heard from cap 1
just heard from cap 1 re charges willing to refund but no cheque with letter does this come later?? this acct was closed+ paid 2 years ago, but 1 paragragh says £xxxx as been credited to your acct + the balance is now zero+ closed??? any ideas
Re: when does the refund arrive ??? because just heard from cap 1
I would suggest you ring them and ask how you are supposed to access a closed account! i assume you do have money to come back? i.e the account was clear when you closed it?
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
Re: when does the refund arrive ??? because just heard from cap 1
A lsight ammendment to funky parrots advice, ide send a letter confrim the deal and give them 14 days to provide you with cleared funds or you will proceed to court with your claim.
And if they have offered exactly what you want i do not think you should mark it without prejudice so that if you wish you can show it to the court and show that you have already ytreid to settle reasonably.
JMHO
GLenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA