Thread: Anyone had any dealings with GE Money?

Hiya yes Im in the middle of a claim with them. £40 a month for admin cost because I wanted to change the date the dd came out of my account (from 7 to the 20th) they needed an extra £340 interest adjustment payment, obviously I couldnt afford that on top of my mortage payment so requested that I split it over 3 months, including the two months that they forgot to take the extra payment they have charged me for being in arrears.

Had letter back off them saying OFT applies only to credit cards and banks etc, so sent them the one relating mortgage companies not heard anything yet got N1 planned for wednesday

They did reply to me but it was a case "our fees are transparent blah blah", " your fault you went into arrears blah blah" and the old classic " we are not a bank and the oft report only applies to credit cards blah blah".

Issued them this week so watch this space!!!

GEMoney own the company that I'm going for IGroup, I didn't get a reply to either of my letters and put my moneyclaim in last Friday, still no word as yet, I come home everyday expecting a nasty letter from them as a sub-prime lender LOL

Sam

Again, another company that I am dealing with. I had the same response above with the 'it only concerns credit card companies (£40 charges on account).

Best regards

God this must think are stupid or something!!!!!

I bet Imnot the only one out there who wants to type in their letters

"please do not mistake the delay in requesting these charges back as my lack of intelligence. You must think Im stupid if you think you can respond with that letter.

Make no mistake that I am part of a mighty movement that is known as "The Consumer Action Group", which I expect by now is a name that should or has already struck fear in to the very heart of orgainsations such as yours"

I get so tempted to say this over and over as they must know by now what is happening and the fact we all have access to vast reams of information and precedents that have been set, thats is no point in refusing ha ha!!!