Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
can only claim interest they've charged you, so if you were in overdraft, then the overdraft rate... the 8% is when if they havent given you the money back after lba stage and you claim via the courts...at that point you can claim the 8%
theres a list of addresses at top of RBS forum, i sent mine to my branch, but theres quite few of people claiming in scotland, search the threads and see wot address they sent it to....but think youd b fine sending it to your branch