Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have now issued the two letters requesting money back and been completely ignored. Despite my best frowns and mention of timescales a couple of months has probably gone by since the last letter which indicated further action without warning.
My question is this.... what next!
I have registered on the website for small claims.
Since I have not calculated interest to date on what I wanted (I was simply requesting the sum net amounts) where does s.69 come into play. My letters said to the bank that if they refunded quickly I would not pursue interest.
Currently I have downloaded one of the spreadsheets and a template of 'particulars of claim' and need to know which amount I actually state - is it the £800 pounds net, or the £900 inclusive of interest (which is only calculated to today). Basically I don't want to fall at this late stage, I thought that maybe the 8% only starts ticking once the claim is submitted!
Someone help!!!
Thanks in advance, I know you are all very clever.
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
Please start with a thorough read of the FAQ section and setp-by-step guide, then when you are ready create your own thread in the appropriate Bank forum.