Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Red face How to sue a bank for dummies

    I have now issued the two letters requesting money back and been completely ignored. Despite my best frowns and mention of timescales a couple of months has probably gone by since the last letter which indicated further action without warning.

    My question is this.... what next!

    I have registered on the website for small claims.

    Since I have not calculated interesticon to date on what I wanted (I was simply requesting the sum net amounts) where does s.69 come into play. My letters said to the bank that if they refunded quickly I would not pursue interest.

    Currently I have downloaded one of the spreadsheets and a template of 'particulars of claim' and need to know which amount I actually state - is it the £800 pounds net, or the £900 inclusive of interest (which is only calculated to today). Basically I don't want to fall at this late stage, I thought that maybe the 8% only starts ticking once the claim is submitted!


    Someone help!!!

    Thanks in advance, I know you are all very clever.

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  2. #2
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    Default Re: How to sue a bank for dummies

    Quote Originally Posted by kaos
    , I thought that maybe the 8% only starts ticking once the claim is submitted!
    I know you are all very clever.
    You thought right, on both counts.

    OK, on one count anyway, you only add on the 8% when you file your claim, which if you are past the 28 days you should do right away!!!



    HSBC WON three times!!!!! Read about my continuing battle (claim FOUR!) Link HERE
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    Any advice given is on an informal basis only and without prejudice or liability. In in any doubt, consult a qualified lawyer.
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    Default Re: How to sue a bank for dummies

    Please start with a thorough read of the FAQ section and setp-by-step guide, then when you are ready create your own thread in the appropriate Bank forum.

    Good Luck



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE