Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Anyone Taken Barclaycard To Court Re. Microfiche

    I would like to know how many people have taken Barclaycard to court over the microfiche issue and won or in the process of taking them to court.

    This microfiche issue is such a problem for most people like myself who haven't even got charges after 2004 even to make an estimate with.

    It would be nice to see how far people have got, which hopefully should give some confidence to the newbies and oldies alike.

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  2. #2
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    Default Re: Anyone Taken Barclaycard To Court Re. Microfiche

    And report them to the Information Commissioner it takes 5 minutes, don't wait 40 days - you made the request, they've told you that you can't have them.
    http://www.consumeractiongroup.co.uk...tml#post223986


  3. #3
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    Default Re: Anyone Taken Barclaycard To Court Re. Microfiche

    Out of curioisty if you complain to the ICO before the 40 days is up does this have a bearing on what they will do?

    Sending you the fiche letter doesnt as far as I know count as non-compliance.

    You can only show non-complaince if they either fail to send you the stuff before the 40 days is up or else they write to you saying they wont send you the info abosolutely imho.

    I know what the fiche letter says from b/card but im not sure its justifies making the complaint via the oft.

    In essence im basically saying if they see that we havent given a data controller the statutory period then they havent failed to comply.

    Anyway Im only asking, i dont think it makes much difference since i suspect that depending on the decision the ICO make today re Abbeyicon will either reinforce or defeat the b/card argument.

    GLenn

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    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
    Co-op Claim issued 30-03-07
    GE Capital (Store Cards) ICO says theyve been naughty
    MBNA - Settled in Full
    GE Capital (1st National) Settled
    Lombard Bank - SAR sent 16.02.07
    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA

  4. #4
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    Default Re: Anyone Taken Barclaycard To Court Re. Microfiche

    Depends how you interpret the letter.

    The first line says 'further to your request for personal dataicon enclosed is a copy of the relevant information from May 2004'

    They then say 'statements prior to May 04 are on microfiche, they are not covered under DPA and you can pay us £3 per statement if you want them'

    Then further down the letter, and this is the important one 'This information is complete in respect of the above account relationshop with you at the time of extraction'

    To me that says we've sent you all that is covered by DPA, if you want more - pay us more money.

    Lets see what the IC says.


  5. #5
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    Default Re: Anyone Taken Barclaycard To Court Re. Microfiche

    martyn

    I agree with what youre saying and i didnt re read my letter from them before posting that.

    I am still not clear in my mind whether it could be construed as non-complaince or not until after the 40 days expire.

    Im not certain and this of interesticon theoratically rather than practically, but if we consutre that they have not complied with the SARicon we could also instigate court proceedings under Sec 7.

    A court would take a dim view i suspect if we got it wrong, even if there was no malice.

    As i say interesting from a hypothetical viewpoint at least.

    JMHO

    Glenn

    Kick the shAbbey Habit

    Where were you? Next time please


    Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
    Abbey 2nd claim, two Accs - claim issued 30-03-07
    Barclaycard - Settled cheque received
    Egg 2 accounts ID sent 29/07
    Co-op Claim issued 30-03-07
    GE Capital (Store Cards) ICO says theyve been naughty
    MBNA - Settled in Full
    GE Capital (1st National) Settled
    Lombard Bank - SAR sent 16.02.07
    MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA

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    Default Re: Anyone Taken Barclaycard To Court Re. Microfiche

    bump




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