Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    mand676767 Novitiate

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    Smile can i claim unfair charges to a defaulted credit card account

    Hi,

    Can anyone tell me if I can claim back unfair charges relating to missed payments on a defaulted credit card account. I owe Cahoot approx £5,000. £700 of this amount is unfair charges that have been added to my account for late payments.

    I would appreciate all help offered.

    amanda

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  2. #2
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    callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran's Avatar

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    Default Re: can i claim unfair charges to a defaulted credit card account

    Course you can!!!!

    I QUESTION THEREFORE I AM!!

    Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!


    I have been smoke-free for 4yrs

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    mand676767 Novitiate

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    Default Re: can i claim unfair charges to a defaulted credit card account

    Do you know if I am successful would the unfair charges be refunded to me or be taken from my defaulted credit card account, as it is now in the hands of a debt collectionicon agency.


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    Wink Re: can i claim unfair charges to a defaulted credit card account

    Hi Mand676767

    Without having been in that particular situation, I would have thought you could specify the refund method at a later stage. Perhaps a mod/site helper can shed more light on this?

    Ryjayel

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    Barclaycard & Barclays Bank Done!

    Now finally back to tackle partners THREE instances of highly suspect activity on his file
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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE