Thread: Us V A&L

Well like you guys I have had so many problems with A&L. It all stems from when we put money in our account but because of problems with their systems it didn't clear in time for DD's due to come out. The ever so nice people at a&l then charged us around £150 in charges and after much argueing on our part they placed a good will payment of £25 on our account . Now because of trying to claw back after them taking them money we have charges adding up to £697.

Sent first letter on 28/08/06. Today, 07/09/06, we received the standard 'our charges are fair ,the OFT were talking about credit cards blah blah blah.'

So now just printing off second letter. Actually kind of hope it goes to court so I can add the interest too.

Will keep you posted.

Gem.

Hi, Gem.

I dare say you will get what you hope for. They drag it out as long as they can, in the hope people will be put off.

Keep strong!

To update, yesterday received the standard "sorry to disappoint you but we are still right and you're an idiot" letter from a&l in response to my second letter. To date the charges are now £747. Just going to start the claim for court. Am a little nervous as I read on some of the other posts that a&l left it until 1 day before the court date to give the money but I suppose it's worth sweating a bit to get your money back.

Just hang on in there. Does it really matter how long they drag their feet? You know they're gonna cave in the end.

As they say around here -"the longer they draw it out, the more interest they're gonna have to pay!".