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    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because therte was still £69 owing, so I paid it and thought it would correct once the CRA's updated their reporting cycle.   However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account 106985089 has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, so I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
    • Noted. Keep an eye on the other threads here including the update a few hours back by Rob Carr.
    • dont need statements. nor std info sheets. EVERTHING else  dx
    • they have 6mts else it dies. ................. BUT yet again today you've posted on someone else's thread posts now moved here. please keep to your OWN THREAD!! now to date you've not bothered to reply to our questions so we CAN help you.    
    • Update: tfl is taking me to court I'm trying to get an ooc claim from them but they have not been replying to my emails. 
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ESA medical UPDATE post #30


phil76
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Hello everyone im new here,

 

I suffer with anxiety and depression and have a medical on friday with atos,and am worried about failing the medical,i really suffer with my problems and unable to work at the moment so getting my esa stopped really worries me,since getting the letter about the medical i felt worse and has even made me cry with worry,

 

Had a look on internet and seems alot of people fail these medicals,what are the medicals like?any help appreciated

 

Thanks

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Hello Phil, welcome to the forum.

 

Leemack has a great sticky about these assessments. We don't call them medicals here :). To find the stickies, use the back arrow to come out of your thread, then scroll up to the yellow part above the thread titles.

 

If you have more questions, please come back to us.

 

My best, HB

Illegitimi non carborundum

 

 

 

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Thankyou so much leemack for all your help,hopefully i wont have to go through appeal process but at least i can still claim some money during appeal if i have to,

 

Thanks again

 

Phil

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Thankyou so much HoneyBee:-) i will let you all know when i get the decision which will probably be in a few weeks although i think i probably already know what it will be:sad::sad: but fingers crossed

 

Phil

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Thankyou leemack:-)

 

the lady who saw me at assessment seemed nice anyway so its just waiting now to see if ive passed or not,will let you guys know how i get on as soon as i get the results

 

Thanks again leemack and Honeybee for your help:-)

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Thank you Honeybee:-) yeah will definately let you know what happens

 

Was just wandering the people who actually see you at the asssessment,do they know straight away after your assesssment if youve passed or not?

 

Thanks

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I think they would have a pretty good idea whether you have passed or not but the DWP have to decide based on the assessment.

 

My assessor was pleasant but only gave me 2 points I found out 2 weeks later. A smiling assassin if you will.

 

Her report on what I said at the assessment was fairly honest though and I won my appeal.

 

Good luck to you and remember a negative decision is not the end of it, you can still win.

 

- dj

Benefits rules are complex, and although I do try to inform and support people, I may get it wrong because the rules apply to individual claimants and their particular circumstances.

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My incapacity benefit was stopped in March 2010 and in June I was told my tribunal would be in August but it ended up in November due to the backlog.

 

So 8 months. But a week before the tribunal the DWP changed their decision and reinstated my benefit with back-pay.

 

Great but I will be back on the nonmagical roundabout as soon as they shunt me onto ESA.

 

I say roundabout because that's what it is for a lot of people, even when you win you can be re-assessed and lose only to win on appeal and so on.

 

I don't think the average taxpayer would be so pleased about "welfare reform" if he/she knew all this. :|

 

- dj

Benefits rules are complex, and although I do try to inform and support people, I may get it wrong because the rules apply to individual claimants and their particular circumstances.

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You have been awarded ESA and you will not be expected to work.

 

Congrats to you.

 

- dj

Benefits rules are complex, and although I do try to inform and support people, I may get it wrong because the rules apply to individual claimants and their particular circumstances.

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Thankyou dj,and i would like to thank everyone else,really appreciate all the help you gave me:-)

 

Am i right in saying i still need to give sick notes from my doctor for my payments?

 

Thanks again everyone

 

Phil

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Hello everyone

 

I received a letter this morning, its about my medical assessment,it says i have been placed in support group and my money will rise,does this mean i have passed my assessment?and what does support group mean?

 

Thanks

 

Phil

 

That was a quick reply after your medicle less than a week...:madgrin:

Yes PHIL you have passed!!!!! no more sick notes.

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Yes, once a decision is made following a medical, certs are no longer required as it has been determined that you are not fit for work.

 

I bet that's a huge weight off your mind!

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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