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    • ps i doubt the PCN says macdonalds?? MET dont operate a reverse trespass car park for mc'd's parkers going to starbucks...(occupants left vehicle claim) they only do that for the starbucks part  i bet you parked in the starbuck side and walked to MCd's? dx    
    • it is NOT A FINE.....this is an extremely important point to understand no-one bar a magistrate in a magistrates criminal court can ever fine anyone for anything. Private Parking Tickets (speculative invoices) are NOT a criminal matter, merely a speculative contractual Civil matter hence they can only try a speculative monetary claim via the civil county court system (which is no more a legal powers matter than what any member of Joe Public can do). Until/unless they do raise a county court claim a CCJ and win, there are not ANY enforcement powers they can undertake other than using a DCA, whom are legally powerless and are not BAILIFFS. Penalty Charge Notices issued by local authorities etc were decriminalised years ago - meaning they no longer can progress a claim to the magistrates court to enforce, but go directly to legal enforcement via a real BAILIFF themselves. 10'000 of people waste £m's paying private parking companies because they think they are FINES...and the media do not help either. the more people read the above the less income this shark industry get. where your post said fine it now says charge .............. please fill out the Q&A ASAP. dx  
    • Well done on reading the other threads. If ECP haven't got the guts to do court then there is no reason to pay them. From other threads there is a 35-minute free stay after which you need to pay, with the signs hidden where no-one will read them.  Which probably explains why ECP threaten this & threaten that, but in the end daren't do court. As for your employer - well you can out yourself as the driver to ECP so the hamster bedding will arrive at yours.  Get your employer to do that using the e-mail address under Appeals and Transfer Of Liability.  
    • good you are getting there. Lloyds/TSb...i certainly would not be risking possible off-setting going on if a choice were there, but in all honestly thats obv too late now..., however..you might not never be in that situation so dont worry too much. regardless to being defaulted or not, if any debt that is not paid/used in 6yrs it becomes statute barred. you need to understand a couple of things like 'default' and 'default notice' a default is simply a recorded D in the calendar section/history of a debt, it does not really mean anything. might slightly hit your rating. the important thing here is a default notice , these are issued by the original creditor (OC) under the consumer credit act, it gives you 14 days to settle whatever they are asking, if you don't then they have the option to register a defaulted date on your credit file. that can make getting other credit more difficult. and hits your rating. once that happens, not matter what you do after that, paying it or not or not paid off or not, the whole account vanishes from your credit file on the DN's 6th b'day. though that might not necessarily mean the debt is not still owed - thats down to the SB date above. an OC very rarely does court and only the OWNER of a debt can instigate any court action (Attempted a CCJ) DCA's debt collection agencies - DCA's are NOT BAILIFFS they have ZERO legal powers on ANY debt - no matter what it's TYPE. an OC make pass a debt to a dca as their client to try and spoof people into paying through legal ignorance of the above statement. an OC may SELL on an old debt to a DCA/debt buyer (approx 10p=£1) and then claim their losses through tax write off and their business insurance, wiping their hands of the debt. the DCA then becomes the debt OWNER. since the late 70's dca's pull all kinds of 'stunts' through threat-o-grams to spoof a debtor into paying them the full value of the debt, when they bought if for a discounted sum (typically 10p=£1). you never pay a dca a penny! if read carefully, NONE of their letters nor those of any other 'trading names' they spoof themselves under making it seem it's going up some kind of legitimate legal 'chain' say WILL anything....just carefully worded letters with all kinds of threats of what could/might/poss happen with other such words as instruct forward pass... well my dog does not sit when instructed too...so... DCA's SOMETIMES will issue a court claim, but in all honesty its simply a speculative claim hoping mugs wet themselves and cough up...oh im going to court... BIG DEAL DCA - show me the enforceable paperwork signed by me...9/10 they dont have it and if your defence is conducted properly, most run away from you . however before they do all that they now have to send a letter of claim, cause the courts got fed up with them issuing +750'000PA speculative claims and jamming up the legal system. so bottom line is two conclusions.... if you cant pay a debt, get a DN issued ASAP (stop paying it!) make sure it gets registered on your file then it stops hurting your file/future credit in 6yrs regardless to what happens (bar of course a later DCA CCJ - fat chance mind!)  once you've a registered DN , then look into restarting payments if the debt is still owed by the OC, if SOLD to a DCA, don't pay - see if they issue a letter of claim (then comeback here!).        
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ESA medical UPDATE post #30


phil76
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Hello everyone im new here,

 

I suffer with anxiety and depression and have a medical on friday with atos,and am worried about failing the medical,i really suffer with my problems and unable to work at the moment so getting my esa stopped really worries me,since getting the letter about the medical i felt worse and has even made me cry with worry,

 

Had a look on internet and seems alot of people fail these medicals,what are the medicals like?any help appreciated

 

Thanks

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Hello Phil, welcome to the forum.

 

Leemack has a great sticky about these assessments. We don't call them medicals here :). To find the stickies, use the back arrow to come out of your thread, then scroll up to the yellow part above the thread titles.

 

If you have more questions, please come back to us.

 

My best, HB

Illegitimi non carborundum

 

 

 

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Thankyou so much leemack for all your help,hopefully i wont have to go through appeal process but at least i can still claim some money during appeal if i have to,

 

Thanks again

 

Phil

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Thankyou so much HoneyBee:-) i will let you all know when i get the decision which will probably be in a few weeks although i think i probably already know what it will be:sad::sad: but fingers crossed

 

Phil

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Thankyou leemack:-)

 

the lady who saw me at assessment seemed nice anyway so its just waiting now to see if ive passed or not,will let you guys know how i get on as soon as i get the results

 

Thanks again leemack and Honeybee for your help:-)

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Thank you Honeybee:-) yeah will definately let you know what happens

 

Was just wandering the people who actually see you at the asssessment,do they know straight away after your assesssment if youve passed or not?

 

Thanks

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I think they would have a pretty good idea whether you have passed or not but the DWP have to decide based on the assessment.

 

My assessor was pleasant but only gave me 2 points I found out 2 weeks later. A smiling assassin if you will.

 

Her report on what I said at the assessment was fairly honest though and I won my appeal.

 

Good luck to you and remember a negative decision is not the end of it, you can still win.

 

- dj

Benefits rules are complex, and although I do try to inform and support people, I may get it wrong because the rules apply to individual claimants and their particular circumstances.

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My incapacity benefit was stopped in March 2010 and in June I was told my tribunal would be in August but it ended up in November due to the backlog.

 

So 8 months. But a week before the tribunal the DWP changed their decision and reinstated my benefit with back-pay.

 

Great but I will be back on the nonmagical roundabout as soon as they shunt me onto ESA.

 

I say roundabout because that's what it is for a lot of people, even when you win you can be re-assessed and lose only to win on appeal and so on.

 

I don't think the average taxpayer would be so pleased about "welfare reform" if he/she knew all this. :|

 

- dj

Benefits rules are complex, and although I do try to inform and support people, I may get it wrong because the rules apply to individual claimants and their particular circumstances.

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You have been awarded ESA and you will not be expected to work.

 

Congrats to you.

 

- dj

Benefits rules are complex, and although I do try to inform and support people, I may get it wrong because the rules apply to individual claimants and their particular circumstances.

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Thankyou dj,and i would like to thank everyone else,really appreciate all the help you gave me:-)

 

Am i right in saying i still need to give sick notes from my doctor for my payments?

 

Thanks again everyone

 

Phil

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Hello everyone

 

I received a letter this morning, its about my medical assessment,it says i have been placed in support group and my money will rise,does this mean i have passed my assessment?and what does support group mean?

 

Thanks

 

Phil

 

That was a quick reply after your medicle less than a week...:madgrin:

Yes PHIL you have passed!!!!! no more sick notes.

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Yes, once a decision is made following a medical, certs are no longer required as it has been determined that you are not fit for work.

 

I bet that's a huge weight off your mind!

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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