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Having started MCOL, defence has been received along with CPR part 18 request. Do I need to respond to these, deadline of 19 September has been given. They make these requests sound as if they are from the court. Is this their normal tactic. Any advice on how to proceed would be welcome. First Request for repayment sent 8/6/06. letter before action sent 28/6/06. MCOL started 3/8/06. Defence received 6/9/06.
Look at some of the longer threads of people vs RBS theres loads of info on how to respond to this, including a few template letters drafted by people. Its nothing to worry about and mearly a stalling tactic.
Big Col
RBS LBA 20/06/06. WON - 21/10/06
MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!
MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!
BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06
Green On!
If the post/advice helps, pse click on the scales!!
If your claim is under £5,000 and on Small Claims track there is no reason to respond to a part 18 request.
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
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there's no need to respond to CPR Pt 18, but at the same time, as a goodwill gesture it wouldn't count against you to reply anyway. The majority of the request gets covered by sending a copy of your spreadsheet with the relevant details (name, sort code, acc no)!! So there's no hardship there. I actually think the request makes the RBS/Cobblers relationship look somewhat dubious. And at the same time I am convinced that Cobblers are just using tactics to put us off and delay matters.
BC
Big Col
RBS LBA 20/06/06. WON - 21/10/06
MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!
MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!
BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06
Green On!
If the post/advice helps, pse click on the scales!!
I wonder if everyone claiming from RBS sends the exact same reply when cobbetts send the CPR Pt18 request, will they surely learn that this intimidation/stalling tactic is failing them? I filed papers 3 weeks ago and are yet to hear from them! Does anyone know if CPR Pt18 is even relevant in Scotland?
don't know about the CPR in Scotland thing, but you'd think that just by looking at the similar wording on the MCOL/Claim they might think that there's something strange going on, oh, and everyone is replying back when normally their legalese puts claimants off. I'm just trying to think if there are any relevant jokes about solicitors, all I can come up with so far is estate agents (What's yellow and looks good on an Estate Agent? - A JCB!)!:o
BC
Big Col
RBS LBA 20/06/06. WON - 21/10/06
MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!
MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!
BoS MCard Data Protection Act Sent 20/06/06 - WON 16/10/06
Green On!
If the post/advice helps, pse click on the scales!!
lmao big col nice one definately think this applies to sloicitors too
bos~ Data Protection Act sent ~ statements received ~ owed £1766.82 ~ prelim letter sent 30/08/2006 ~lba handed in 14/09/2006 bos Data Protection Act sent ~ statements received ~ owed £1217.86 ~ prelim letter sent 30/08/2006 ~lba handed in 14/09/2006
court date issued of the 17th november
27th oct full offer totalling everything including 8% interest court costs and £10 dpa sar..... one down next to go.
Theres an old joke about what do you call 3,000 solicitors at the bottom of the sea?.... A Start. (Hope there aren't any solicitors claiming here though;-) )
there's no need to respond to CPR Pt 18, but at the same time, as a goodwill gesture it wouldn't count against you to reply anyway. The majority of the request gets covered by sending a copy of your spreadsheet with the relevant details (name, sort code, acc no)!! So there's no hardship there. I actually think the request makes the RBS/Cobblers relationship look somewhat dubious. And at the same time I am convinced that Cobblers are just using tactics to put us off and delay matters.
BC
Agreed, I sent the standard letter ("i don't have to reply, but as a gesture here are the charges"), and added that I have already sent these to National Westmister Bank PLC on several occasions, and indeed the information was originally sourced and is still held by them on their database anyway.