Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Tried to get in touch with James MacDonalad today, but apparently he's left lol don't know if that's because his pupillage is up (it is always signed 'pupil barrister' on his forms) or if he's been sacked for mishandling our claims (I wish!!)
They have requested a stay of execution, so it's been moved to my local court, and perhaps because of the messages I left on his voice mail, or perhaps independent of that, I've received an offer but it's not good enough and would be laughed out of court for various reasons so I have left another friendly message for him
The funny thing is, when querying the amount I have claimed in his letter, he has stated what Barclaycard claim is the total number and amount of charges...So all that ridiculous stuff about 'the Claimant is put to strict proof of every charge' has just gone up in smoke...And I will be using the letter as evidence in court so I really don't know what they're playing at...competant lawyers is not it.
What I don't understand is how they can put in a defence after they've exceeded the 14 day time limit and you've got judgement. Doesn't that kind of mean that you shouldn't bank on getting the money even when you've got judgement?
What I don't understand is how they can put in a defence after they've exceeded the 14 day time limit and you've got judgement. Doesn't that kind of mean that you shouldn't bank on getting the money even when you've got judgement?
Bascially the court would prefer a judgement based on the law and the case itself, a judgement by default leaves a lot of unanswered questions.
When they settle before getting to court (hopefully) the court will be miffed yet again by the behaviour of the banks and CC companies.
It doesnt help tobes but im sure its only a minoir delay
JMHO
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
I know it's frustrating, but just think about it for a sec: if you were to mess up your timing, or your un-recorded form were lost in the post, and you missed the deadline etc etc would you think it fair that you couldn't in effect appeal, even f the actual claim was wrong and you weren't at all culpable, that you would have to pay money or whatever just because of a timetable?
Basically there IS a timetable because otherwise the whole process could be exploited even more and there would be lots of annoying solicitors/banks whatever stretching out claims until we all went insane...This way, as there is a deadline, if they muck about we can apply for judgement, which will certainly make them sit up and get their arses in gear...However it's only fair that if they actually do have a proper defence they are allowed to plead it.