Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
The RBoS have made an offer of £445.00, less than half of the total amount of charges I am claiming. This is not acceptable and I now want to take them to court, can anyone advise me what to do next please? I requested the address to send the court documents to in England, but they keep supplying me with an address in Scotland, does anyone have an address for England please?
I have also asked them to supply me with the total amount of money outstanding on this account, which I am still paying for monthly. They wrote to me on 31st July 2006 stating that they needed more time to assess how much I owe ...as yet they have not supplied me with the outstanding amount! They placed a default notice against this account in 2003, which they have since removed and admitted it was an 'error on their part'. The debt collection agencies (3 of them) were not deducting the amounts correctly from this account, this is also why they can't supply me with the balance of the account as yet (many thanks to the forum and letter templates for this default removal!).
I'm now at the end of my tether regarding all this , please could anyone advise me how to take them to court and get my balance?
Before taking them to court you should be seen trying to settle this in a reasonable way. I would write to them with your demands giving them 14 days as per usual template. then if no response or unacceptable response give them a further 14 days then file a claim either online or by a visit to your local court. A visit may be the better idea as you can get advice from the staff. It seems like you have done the first bit, so its 14 more days then file. you may want to get advice from the cab about the other stuff ie DCA's and outstanding amounts etc.
address for rbos is in the contact details at top of this forum or here
Kay Stanbridge, Solicitor
Group Litigation, RBS
1 Princes Street
London
EC2R 8PB
dave
** We would not seek a battle as we are, yet as we are, we say we will not shun it. (Henry V) **
see you stand like greyhounds in the slips,
Straining upon the start. The game's afoot:
Follow your spirit; and, upon this charge
Cry 'God for Harry! England and Saint George!'
If you think I have helped, informed, or amused you do the clickey scaley thing !!
RBoS Have Made A Ridiculous Offer...?
...as yet they have not supplied me with the outstanding amount! They placed a default notice against this account in 2003, which they have since removed and admitted it was an 'error on their part'. The debt collection
agencies (3 of them) were not deducting the amounts correctly from this account, this is also why they can't supply me with the balance of the account as yet (many thanks to the forum and letter templates for this default removal!).
, please could anyone advise me how to take them to court and get my balance?
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Re: RBoS Have Made A Ridiculous Offer...?
If you think I have helped, informed, or amused you do the clickey scaley thing !! 
Re: RBoS Have Made A Ridiculous Offer...?
