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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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DLA and ESA Appeal and Tribunal Questions from a Newbie


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Hello,

I hope I have this in the right place as am a new member. I really hope that some one can give me advice because I am completely lost now as to what to do.

I am 26 and have suffered from severe depression for a number of years but since February 2010 it has been so bad that I haven't been able to work. I am self harming, suicidal and taking panic attacks and don't go out without some one being with me (in part due to the panic attacks but I also can't go anywhere new or take new routes to places I know because of Dyspraxia which interferes with my ability to follow directions, coordination etc.) I am attending both a psychiatrist and a psychologist and was assessed by a psychiatrist from my work who determined that I am unfit to work and will be unable to do so for some time. Medication hasn't helped a single bit. Now my work have awarded me their health insurance meaning I get a small percentage of my salary for as long as I am unable to work but they also stated that I had to apply for ESA and DLA, which I did. And I've had nothing but problems since.

I received letters from DWP today advising that after attending their medical assessments I have been awarded 0 points and am not entitiled to any benefits. I have been in a complete mess all day and have just got to the stage that I want to give up fighting everything but eventually managed to calm down enough to phone them between the tears. They are sending out the things I need to appeal but I already have the appeal things for DLA. Despite sending an in depth psychological capability report from my work's psychiatrist (who spent almost 5 hours assessing me) to them they have ignored all information in it saying that I don't need the help or have any of the problems in it that I state. And my doctor and psychiatrist haven't included any information either other than that I have "low mood" (but they are telling me that I can't go back to work because I won't be able to cope.) I was honest at the medical assessment saying that I don't go out at all, I struggle to keep track of anything, don't do any of my hobbies anymore, had to have some one take me in and accompany me, self harm etc but they don't seem to have considered any of this either - despite the fact that the only way I could keep calm during the 10 minute assessment was to gouge a chunk of skin out my hand which the nurse noticed and didn't bother about. So a 10 minute assessment from an ordinary nurse not trained in learning difficulties or psychiatry has been able to say that she knows better than my GP, psychiatrist, psychologist and a work hired psychiatrist and that I can go back to work. If I was able to go back to work I would, I was on a good salary of £1200 per month and seconded onto a leadership role, all of which i have lost with being off ill - I'd give anything to go back and not be claiming the pitance from DWP!!

So my questions are this, given my luck it will get to a tribunal stage which is just more stress. So can some one tell me, please:

1. What does the tribunal entail?

2. What happens if they decline the ESA appeal?

3. Do they contact my doctor and work and tell them that I have to go back despite the fact that I had such a bad panic attack last time I was there I ended up being sick and could hardly breath? 4.Can I just not claim ESA and still be off while my work are paying me health insurance?

 

I'm really really sorry for so many questions and the long post, but I haven't any one else to check this with as the woman who has been helping me from Money Matters has been away on holiday and doesn't get back for another week and I just can't stop worrying about this :Cry:

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Welcome to the site.

There are a number of members on the site who will be able to answer your questions.

In fact some of your questions come up quite frequently.

Try not to worry someone will answer here.

In the meantime,there is some good info in the stickied threads at the top of this forum which you may like to read.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hello and welcome to CAG. Life does sound tough for you at the moment, I'm sorry. I'll put a couple of answers to your questions below.

 

1. What does the tribunal entail?

 

It won't happen for many months. You'll be called in to see a panel. Have a read of my sticky about ESA appeals, I hope it helps you understand the system. To find the stickies, use the back arrow to come out of your thread and look in the yellow section near the top.

 

2. What happens if they decline the ESA appeal?

 

Well, obviously they won't pay you. I don't know much about re-applying, but I know people here have. Hopefully someone else will comment,

 

3. Do they contact my doctor and work and tell them that I have to go back despite the fact that I had such a bad panic attack last time I was there I ended up being sick and could hardly breath?

 

I don't think they will contact work.

 

4.Can I just not claim ESA and still be off while my work are paying me health insurance?

 

I would say you can. But the offset to your work insurance won't be made up by the insurer, so you'll be a bit worse off than you would be if you get ESA.

 

I hope that helps a bit. If you think the medications isn't helping, have you discussed it with your psychiatrist? It could be that a different one would help.

 

My best, HB

Illegitimi non carborundum

 

 

 

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Just to fill in one of the questions - if you're not successful at appeal, you can reapply for ESA providing it has been at least six months since the decision refusing you ESA, after the medical.

 

You would also be able to reapply for DLA as well.

 

Regarding medical evidence, it is useful if you can get something related to the descriptors that apply to you for ESA, and something that says you can't go out alone for DLA, as well as anything that mentions any additional help with personal care that you may need for DLA - for instance you have dyspraxia, can you make a cooked meal from scratch?

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Thanks all for the replies and sorry for not being on again sooner! I didn't notice the sticky threads unti ltonight and have sat and read them. I wish I had found this site before going for the assessment.

Honeybee - I have discussed my meds with my psychiatrist and although he has given me numerous different medications (so far 10 different medications and various strengths of them all) none of them seem to help so the consensus has been that the tablets just aren't the way forward. So I just need to hope that the psychologist and therapy will help.

Leemack - no I can't cook a meal from scratch but my doctor has no notes of anything to do with my dyspraxia. It was diagnosed at school just before I left and the doctor at the time didn't want to know, so I have been left to deal with it myself as the school decided "well you are leaving soon and will be some one else's problem so there is no point in us getting involved." So I don't have any "proof " from specialists.

I really appreciate the help from you, it's nice to know that some one can give me some advice because I didn't know where to turn.

IN other news - I received the copy of the medical assessment today. The nurse who did it has lied out right about the lenthg of time for the assessment - I was in the assessment centre for 50 minutes, 40 minutes of a wait and 10 minutes of assessment. According to her though I was assessed for an hour!! She hasn't taken note of anything that was said, and half of the questions she has said I answered "doesn't apply to me" she didn't even ask. On top of that, I recognised her name. She didn't introduce herself at the assessment but I recognised her name as soon as I saw it on the paperwork yesterday. I met her once - she is friends of one of my mum's work colleagues. My mum accompanied me on the day of the assessment but couldn't place where she recognised the nurse from. So the nurse knew about me before going as the work colleague told my mum and I that she had discussed my illness with her. And the work colleague is forever telling us about how she (nurse) has said she will (and she said this when my mother met her before) "single handedly stop people claiming benefits - none of the lazy ***s deserve it." So I will make a point of mentioning this to the lady at money matters but I don't know whether I should get in touch with DWP to let them know before discussing this with money matters. Some one upstairs must hate me!!

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I don't know about conflict of interest - certainly GP's at appeal who have previous knowledge of the appellant have to recuse themselves. I would think this should apply to anyone assessing you at medical. Personally, I would put in a complaint, stating the connection, and that the woman had prior knowledge of your illness and knows you, and should not have undertaken the medical, and the fact that she has bias against claimants and possibly against you. Ask for a new medical with someone who will assess you on the facts. You may also want to mention the fact that she lied about the length of the assessment - they have cameras in the waiting room, and could easily confirm what you're saying if they still have the recordings.

 

But certainly someone who already has prior knowledge of you, should not be doing the assessment. How do you know what preconceptions the person already has about you that could colour their assessment.

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  • 1 month later...

Hi

I don't know if this will help you or not but I went through a similar thing with my ESA. I am 28 and made a claim in June 09 for depression and anxiety after being told to leave my Universoty Course (where I was a student Mental Health Nurse - ironic I know) as I was too unwell to continue. I had my medical in October 09 and failed. I was awarded just 6 points for not being able to go to places I knew with out someone with me. The doctor doing the medical basically didn't listen to me. I got letters from my mum, my brother, my kuk sool won instructor and our lodger regarding my 'problems'. I also got a letter from my IAPT therapist and took them along to welfare rights who basically took over the appeal for me. They sent all the info to the esa and asked to revise the decision, they said no so it went to tribunal. I went to the tribunal in Sept 10 and won. I was awarded an additional 24 points. The tribunal was in front of a judge, a psychiatrist and a court worker who documented everything and it lasted less than an hour. They only focused on specific points of my medical that were relevent to my case and were really nice.

I don't know of this post helps you but I wanted to let you know that you are not alone and I went through something similar and won.

good luck

Lisa x

Pinklisar

:p:razz:

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IN other news - I received the copy of the medical assessment today. The nurse who did it has lied out right about the lenthg of time for the assessment - I was in the assessment centre for 50 minutes, 40 minutes of a wait and 10 minutes of assessment. According to her though I was assessed for an hour!! She hasn't taken note of anything that was said, and half of the questions she has said I answered "doesn't apply to me" she didn't even ask. On top of that, I recognised her name. She didn't introduce herself at the assessment but I recognised her name as soon as I saw it on the paperwork yesterday. I met her once - she is friends of one of my mum's work colleagues. My mum accompanied me on the day of the assessment but couldn't place where she recognised the nurse from. So the nurse knew about me before going as the work colleague told my mum and I that she had discussed my illness with her. And the work colleague is forever telling us about how she (nurse) has said she will (and she said this when my mother met her before) "single handedly stop people claiming benefits - none of the lazy ***s deserve it." So I will make a point of mentioning this to the lady at money matters but I don't know whether I should get in touch with DWP to let them know before discussing this with money matters. Some one upstairs must hate me!!

 

It might be worth making a complaint. It's not her job to assess people and then write stuff that implies they're fit for work, based on her opinion of the welfare system.

 

With regards to DLA - are you keeping a diary? Can you get statements from friends and family, explaining they've had to help you do thing?

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  • 2 weeks later...

Hi, I am new on here but wanted to share my experience of DLA and the appeal system. My 13 year old son has a kidney and bladder disorder. He has been getting DLA since he was a baby. During good times in his life he got lower rate of care component and difficult times highest rate. The rate determined by whether we had to do manual catheterization or not. I had to re-apply for DLA in July this year and although he was getting help with bodily function he was only given lowest rate of the care component. I asked them to reassess and provided medical evidence to support this request. It was kept at lowest rate so I appealed. The appeal board asked the DWP to reconsider and again it was kept at lowest rate. On 18 Feb I went to the appeal, and took with me all my son's medical records from Great Ormond Street, together with letters from consultants, doctors and our GP. Within 20 minutes he was unanomously awarded middle rate of cc which had to be backdated to July 2011. I sent a copy of the appeal decision notice to the DWP as I have read on previous threads here that it speeds them up updating their system. It is very true. Today I called them and was told that a letter is on its way to me and that the arrears have been paid into my bank account, issued today. The key message here is to be prepared and to take every piece of relevant information with you to an appeal. There is a Judge, a Doctor and a person who has knowledge of disability themselves, so its fair to say that jointly they will have a good understanding of what criteria need to be met for each of the rates. Once you leave the appeal after a win, copy the decision notice and send it to the DWP with a letter saying your bank details are the same as before, and that the person has not been in residential or hospital care and not been out of the country. It really speeds it up. Mine took 12 days from appeal date to payment date. Hope it helps.

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The issue with the nurse is an ethical one and my understanding from my own studies at university is that she would have had to recuse herself when she realised she knew you and there is a conflict of interest. We all have to do it lawyers, Doctors, Psychologists the lot...I am sure its the same rule for her.

 

You can complain about this and ask for recourse...they will need to give you another assessment without the new person knowing anything about the issue with the previous nurse. You need to provide evidence that the person knew you and you need to REQUEST that the new assessor does not have access to the notes the previous nurse has made. You also have the right under the Freedom of Information Act to see what information the DWP hold about you although this request must be put to them in writing.

 

Hope all goes well for you and you get the result you are after.

 

 

Thanks all for the replies and sorry for not being on again sooner! I didn't notice the sticky threads unti ltonight and have sat and read them. I wish I had found this site before going for the assessment.

Honeybee - I have discussed my meds with my psychiatrist and although he has given me numerous different medications (so far 10 different medications and various strengths of them all) none of them seem to help so the consensus has been that the tablets just aren't the way forward. So I just need to hope that the psychologist and therapy will help.

Leemack - no I can't cook a meal from scratch but my doctor has no notes of anything to do with my dyspraxia. It was diagnosed at school just before I left and the doctor at the time didn't want to know, so I have been left to deal with it myself as the school decided "well you are leaving soon and will be some one else's problem so there is no point in us getting involved." So I don't have any "proof " from specialists.

I really appreciate the help from you, it's nice to know that some one can give me some advice because I didn't know where to turn.

IN other news - I received the copy of the medical assessment today. The nurse who did it has lied out right about the lenthg of time for the assessment - I was in the assessment centre for 50 minutes, 40 minutes of a wait and 10 minutes of assessment. According to her though I was assessed for an hour!! She hasn't taken note of anything that was said, and half of the questions she has said I answered "doesn't apply to me" she didn't even ask. On top of that, I recognised her name. She didn't introduce herself at the assessment but I recognised her name as soon as I saw it on the paperwork yesterday. I met her once - she is friends of one of my mum's work colleagues. My mum accompanied me on the day of the assessment but couldn't place where she recognised the nurse from. So the nurse knew about me before going as the work colleague told my mum and I that she had discussed my illness with her. And the work colleague is forever telling us about how she (nurse) has said she will (and she said this when my mother met her before) "single handedly stop people claiming benefits - none of the lazy ***s deserve it." So I will make a point of mentioning this to the lady at money matters but I don't know whether I should get in touch with DWP to let them know before discussing this with money matters. Some one upstairs must hate me!!

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