Jump to content


  • Tweets

  • Posts

    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Arrest Warrant issued for Unpaid Fines for Fare Evasion


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4871 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

On a morning in March 2010 after no sleep and not feeling totally sober I boarded the bus and bought my ticket. Just as i was about to get off the bus I was stopped by an inspector who asked me to produce my ticket. I could not find my ticket so the inspector began asking for my details. due to my state of mind and the panic that immediately set in I gave my old address and a falso date of birth (along with my correct name and postcode).

 

Today I received a letter (forwarded on from my old address) notifying me that the court has issued a warrant for my arrest becuase I have not paid the money I owe. As soon as i received this letter I called up the relevent Court Enforcement Officer, explained my situation and arranged to be in court the next day. I believe there may have been previous correspondence send to my old address notifying me about monies I owe, however, I was not aware of any such communications despite the current owners of my old house telling the transport department that I was no longer at that address.

 

I am very worried about the results of this visit to court as I am aware that I could receive a criminal conviction, a fine and/or community service. However, I know I am not guilty on the grounds of fare evasion but, obviously, I gave out false information.

 

What can I expect to happen tomorrow in court and what steps can I take to try and minimise the chances of not receiving a criminal conviction as a result of this?

 

Any help, advice or responses relating to this would be hugely appreciated, especially from old hands (old codja) I've seen that have posted on similar threads.

 

Cal

Link to post
Share on other sites

You've almost certainly been found guilty of an offence already reagarding the initial fare evasion thing. I'm sure this hearing is probably to sort out the non-payment of fines, as opposed to the original case. It certainly appears as though the orginal case has been heard in your absence, and you apparently, according to the court, avoided paying a fine they issued you with. This is why a warrant was issued no doubt. Not sure what the procedure is now, and whether further penalties will be levvied? I'm sure if you told the court why you didn't receive any correspondence in the first place, they'll not be best pleased! Not sure whether further offence mof giving false details can be dealt with at this stage, or whether they'll only be interested in why you didn't pay the fine. Wriggler might be able to answer that one!

Link to post
Share on other sites

If you knew nothing about thr original court hearing you can make a Statutory Declaration under oath in court, this will make void any fines/costs imposed & stop enforcement action being taken against you.

The court will tell the prosecuting authority & they will re-start proceedings against you.

Link to post
Share on other sites

If you knew nothing about thr original court hearing you can make a Statutory Declaration under oath in court, this will make void any fines/costs imposed & stop enforcement action being taken against you.

The court will tell the prosecuting authority & they will re-start proceedings against you.

Plaese forgive my ignorance, but would that be a viable option, given that the reason the OP didn't know about the original hearing was his own doing?
Link to post
Share on other sites

Some very useful comments, so thank you for those.

I think Stigy is right though; the reason I didn't know about the original court date was because I provided false information in the first place.

Assuming that i was found guilty in my absense of the fare evasion charge, am I right in thinking I have a criminal record and if so, how serious is this with regards to getting a job?

What kind of conviction would the "unpaid fines" be (fraud, theft etc)?

Link to post
Share on other sites

Some very useful comments, so thank you for those.

I think Stigy is right though; the reason I didn't know about the original court date was because I provided false information in the first place.

Assuming that i was found guilty in my absense of the fare evasion charge, am I right in thinking I have a criminal record and if so, how serious is this with regards to getting a job?

What kind of conviction would the "unpaid fines" be (fraud, theft etc)?

Haven't got a clue about unpaid fines I'm afraid, but assuming you were found guilty of a fare evasion offence, you'll have any outstanding fine (probably plus enhancements!) and a criminal conviction. I'm not sure if the buses have similar to the railways where there is a seperate act (5.3 RRA) which contains intention to avoid payment (fare evasion), or whether their Byelaws cover everything.

 

How relevent it will be to employment very much depends on what you're wanting to do work wise. If attempting to joing MI5/6, you'll probably be rejected at the first hurdle, lol. I'll be open here and say that I was convicted of what I would describe as a fairly mediocre motoring offence some years ago now, and because the conviction was 4.5 as opposed to 5 years old when going for my current job, the police rejected my initial vetting application. I was accepted after some grovelling etc. Bear in mind my vetting is beyond that of an Enhanced CRB check though (although not quite MI5), and is done 'in-house' by a Police force.

Link to post
Share on other sites

Plaese forgive my ignorance, but would that be a viable option, given that the reason the OP didn't know about the original hearing was his own doing?

 

Whether by ignorance or design, it is a safeguard built into the justice system.

All he has to say is that he didnt know about the proceedings until a letter was forwarded to him stating a warrant had been issued.

Link to post
Share on other sites

Well considering I'm going for a job as a Navy Officer i think I might have to do a fair bit of grovelling too.

Thanks again for all your advice.

In that case your vetting will be on a par with mine I'd imagine, having said that I've seen all sorts getting in to the Army/Navy, lol. Play it by ear, and just be honest on any application forms, because if you don't tell an employer something that they later find out themselves, if you have the job by such time you can expect not to have it much longer, or if you're in the application stage, it's even easier just to reject the application!

 

Whether by ignorance or design, it is a safeguard built into the justice system.

All he has to say is that he didnt know about the proceedings until a letter was forwarded to him stating a warrant had been issued.

Thanks for the heads up ;)
Link to post
Share on other sites

I see 'no difficulty' in getting a Court to allow you to make a statutory declaration. At the time that you make your declaration, it is pretty unlikely that the Tfl prosecutor would be in Court, and less likely that he would have the case papers for this offence.

 

The 'delaration' is simple. 'I did not know about the Court case until 20(?) December, that being a date after the case was heard. The Court will probably ask if you can explain why you think you didn't get the summons, the answer i 'it ain't my address on it'. I have heard much thinner declarations being made, some of them as pathetic as the old 'my dog ate my homework' stories we all used to tell at school.

 

Moving on from that, the Prosecution will be informed of yout Stat. Dec. and will serve the papers on you again. It gives you the opportunity to enter a plea. Without seeing all the evidence, I cannot state 'you will be found guilty' or 'don't worry, you will get away with it', but it seems likely that you should plead guilty, the false address would seem to 'close' the matter. (I think.)

Link to post
Share on other sites

As to whether a conviction will stop you being a Naval Officer, I do not know. Best you pop along to the Navy recruitment office and ask. The Armed Forces do expect a very high degree of propriety in 'officer' materiel, and they have many more applicants than positions.

 

On it's own, a minor embarrassment over a bus ticket would not normally stop a career, but during the recruitment processes, all 'flaws' in the character of the applicant are looked at and taken 'on board'. It certainly will not help you to impress 'the Lordships'. It may be that a silvery tongued counsel might manage to convince a Court that an absolute discharge would be appropriate, given (one assumes) your previous untarnished name, and the circumstances of the offence. The argument would have to be based on the disproportionate effect of a conviction on your intended career.

 

I saw such an argument used by a young man who was part way through the process to become an RAF officer, he already was on a University placement, and was attached to a University Air Squadron. His case was much worse than yours in as much as he had altered a travel warrant to fraudulently obtain a train ticket. The Court (in my view wrongly) dismissed the case. I felt that the Court had taken a 'much wider' view of things, and felt that, as the young man was the first person all day to have either a job or prospect of a job, and first to wear a tie and speak 'properly', they did not want to condemn him to a life of explaining why he failed to 'get in' to the RAF. I agreed with the 'justice' of what they did, but not the 'legal position'. Must be said, he did have a 'good solicitor'. And he was 'lucky'. Different Bench, different day, it could have been a very different result.

Link to post
Share on other sites

I cannot see any difficulty with making a Stutory Declaration either, but it would be a very good idea to plead guilty to any new Summons if I were you.

 

The evidence of you having failed to show a valid ticket and giving a false address in an attempt to avoid a liability would be pretty damming so far as I can see.

 

A guilty plea at the earliest opportunity once you were made aware of the case and a lesser fine as a result would be the very least you should expect.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...