Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Im about to start my case of Ricky balboa vs lloydstsband was
wondering....
How many people have had their bank accounts closed by
LLoyds after having their charges refunded?
I see that it is advised to open a new account before starting procedures,
but the accounts i looked at (Alliance & Leicester) were asking for a £500
deposit each month (ie wages).
If LLoyds didnt close my account after a successful settlement, i would still
like to keep the same account, and therefore wouldnt want to change all my wages details.
What are my best options of sorting out a new account?
Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice you must always consult a registered and insured lawyer.
"Some people say The Stig chews on spark plugs and drifts while walking. Some say he is terrified of ducks, and that there is an airport in Russia named after him. All we know is that he is really barracad from The Consumer Action Group" - Jeremy Clarkson (allegedly)
Re: How many people have had their accounts closed?
Lloyds generally don't seem to have a thing for closing peoples accounts. In fact, I don't think I've heard of a case yet where they have.
HOWEVER, that does'nt mean they won't and they do tend to issue thinly-veiled threats along those lines. Its always a good idea to open a parachute account anyway, just in case.
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Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.