Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I bought an item of ebay for £44 which when it arrived turned out to be fake. I countacted the seller but suprise-suprise, no responce. As I had bought it on my credit card I contacted my issuer to do a chargeback and they sent me out all the paperwork which I returned.
I then recieved a letter from them to advise me they couldnt do the chargeback as I payed through Nochex which only acts as a 'transfer of money' and not a 'merchant'.
As the item is under £100 I dont think Im protected by the Consumcer Credit Act but as you can imagine Im pretty annoyed to lose the £44. I checked on the Nochex website and they do have measures in place for if a chargeback happens due to such an event but when contacting them they advised there was nothing more that they could do without the card issuer requesting the chargeback! Stuck in the middle!
I would send Nochex's reply to your credit card issuer and see what they have to say about it.
barry
Nat West - interim settlement of £899.39 - 3/9/06
Judgement by default - 3/10/06 £136.56 court interest received 1/11/2006 - Total recovered from this bank £1035.95.
I believe ebay run their own compensation scheme - have you informed them of the situation?
Yeah, but they wont cover any postage costs - which were £12 - and then pay based on the sale price less £15, so I would only end up with £18. I've applied for it but it still leaves me £27 short
Credit Card Chargeback....
for £44 which when it arrived turned out to be fake. I countacted the seller but suprise-suprise, no responce. As I had bought it on my credit card I contacted my issuer to do a chargeback and they sent me out all the paperwork which I returned.
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Re: Credit Card Chargeback....
Originally Posted by Kidson
