Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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  1. #1
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    Default Vasu v Royal Bank of Scotland

    Hi
    Sent letter on the 4th August requesting DPL. But to date no reply. Instead received a letter form RBSicon requesting me to send them statements for the period covering the dispute. What should I do. Please help.
    T Vasu

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  2. #2
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    Default Re: Vasu v Royal Bank of Scotland

    hi i am not quite sure what you mean. Have you sent them a letter requesting your statements? If so you need to give the dates you want the statements from and to. these links will help
    http://www.consumeractiongroup.co.uk...t-subject.html

    http://www.consumeractiongroup.co.uk/forum/faq.php


    if the info has helped please click my scales in the top right hand corner.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  3. #3
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    Default Re: Vasu v Royal Bank of Scotland

    Sorry if I did not make it clear to you. I was advised to send a Data Protection letter with £10 to RBSicon but RBof Scotland has not responded to this request. But instead of dealing with my request they are asking me to send them my bank statements which they sholud have anyway. Is this their delaying tactics I am not sure.
    Should I ask them to deal with my request or is there anything else I should do.

    T Vasu


  4. #4
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    Talking Re: Vasu v Royal Bank of Scotland

    hi they are just stalling you all you have to do is send the DPA request to them with payment and your account details. they have to provide you with the details you asked for.
    DPA letter template
    http://www.consumeractiongroup.co.uk...t-subject.html

    non compliance to DPA
    http://www.consumeractiongroup.co.uk...n-act-non.html

    non compliance letter
    http://www.consumeractiongroup.co.uk...n-act-non.html

    you could always go into your branch and hand them a copy of the DPA along with payment if they havent already cashed the cheque, but inform them that the 40 days started from your first correspondance. This will spped them up.
    any probs PM me.

    if the information helped please click my scales in the top right hand corner.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  5. #5
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    Default Re: Vasu v Royal Bank of Scotland

    Guys
    Thanks to all of you for your input. It is great to know that so many of you are fighting these greedy buggers. No amount is small so fight on.
    Remember Paul Mccartney sent a solicitors letter to his ex for 3 bottles of washing up liquid. I bet the letter cost more. Good luck to all my friends out there.
    Vasu


  6. #6
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    Smile Re: Vasu v Royal Bank of Scotland

    Hi
    Can anyone please advise. I sent a DPL letter with £10 to RBSicon. Instead of replying my letter they have sent me copies of bank statements which I already have. What should I do now.

    Thanks
    Vasu


  7. #7
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    Default Re: Vasu v Royal Bank of Scotland

    Hi
    Can anyone please advise. I sent a DPL letter with £10 to RBSicon. Instead of replying my letter they have sent me copies of bank statements which I already have. What should I do now.

    Thanks
    Vasu


  8. #8
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    Default Re: Vasu v Royal Bank of Scotland

    Is that not what you asked for? Check the wording of your DPL(?) letter. If that's what you asked for (copies of statements or list of charges?). that's what you got!!

    Now you get the highlighter out over this weekend and highlight any unlawful charges (unpaid DD/Cheques, card misuse, referral, unathorised OD etc), the only thing you can't claim for is a charge for a service (ie Royalties etc). Then type the details, as they are written, into one of the spreadsheets in the templates libraryicon and move on to stage 2!!

    Good Luck

    BC

    Big Col
    RBS LBA 20/06/06. WON - 21/10/06
    MBNA(1)-Start-20/06/06, Claim-£250, 15/8 - Winner!!
    MBNA Virgin(2)-Start-20/06/06, Claim £100, 15/8 - Winner!!
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    Green On!
    If the post/advice helps, pse click on the scales!!

  9. #9
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    Default Re: Vasu v Royal Bank of Scotland

    Go back to them and ask them if they understood your letter ~ if not to pass your letter on to the Data Protection Manager ~ and remind them they have a maximum of 40 days from receipt of your letter to oblige ~ failing which you will report them to the IOC commissioner ~ make sure that your letter conatined your account number - sort Code and address of your local branch.


  10. #10
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    Default Re: Vasu v Royal Bank of Scotland

    Sorry ignore my post above ~ Bigcol is correct


  11. #11
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    Default Re: Vasu v Royal Bank of Scotland

    Quote Originally Posted by BigCol
    Is that not what you asked for? Check the wording of your DPL(?) letter. If that's what you asked for (copies of statements or list of charges?). that's what you got!!

    Now you get the highlighter out over this weekend and highlight any unlawful charges (unpaid DD/Cheques, card misuse, referral, unathorised OD etc), the only thing you can't claim for is a charge for a service (ie Royalties etc). Then type the details, as they are written, into one of the spreadsheets in the templates libraryicon and move on to stage 2!!

    Good Luck

    BC
    Hi
    BigCol
    Thank you very much. Actually I sent one of the standard DPA letter found in the Consumer Action Group liabrary.The letter states that RBSicon give me info about evidence of any manual intervention in my banking business.

    Two days ago I received a formcalled Access Request Application Form.

    Should I fill this form or as you have suggested send details of charges and ask them to refund. Bigcol I am eagerly waitng for a refund so that I can contributeicon
    some funds to Consumer Actio Group.

    By the way I am going to master some of this webside material and start helping other unfortunate guys. Thanks to you
    Vasu


  12. #12
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    Default Re: Vasu v Royal Bank of Scotland

    Quote Originally Posted by Kidson
    Go back to them and ask them if they understood your letter ~ if not to pass your letter on to the Data Protection Manager ~ and remind them they have a maximum of 40 days from receipt of your letter to oblige ~ failing which you will report them to the IOC commissioner ~ make sure that your letter conatined your account number - sort Code and address of your local branch.
    Hi Kidson
    Thanks for your help. Maybe I amy have to remind them of the forty days rule.

    Thank
    Vasu



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