Marc Gander - The Consumer Survival Handbook


A 220 page introduction to all things consumer related by our own BankFodder.

Includes energy companies, mobile phone providers, retailers, banks, insurance companies,debt collection agencies, reclaim companies, secondhand car sellers, cowboy garages, cowboy builders and all the rest who put their own profits before you.

£6.99



Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)


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  1. #21
    Site Team honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13 Authoritative honeybee13's Avatar



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    Default Re: Claiming back bank charges – The PPI approach

    Hello there.

    Lord Tiger hasn't logged in since 2012, so I don't know if you'll get a reply. If you have a similar problem, it would be better to start a new threadicon of your own.

    HB

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  2. #22
    Basic Account Holder mzfrfd Novitiate



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    Default Re: Claiming back bank charges – The PPI approach

    Aaah ok! Thanks for letting me know honybee13.


  3. #23
    Basic Account Holder mzfrfd Novitiate



    Follow Real_CAG on Twitter
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    Default Re: Claiming back bank charges – The PPI approach

    Hi honybee13

    Do you know of anybody on CAGicon who has attempted to get their bank charges back via the method that Lord Tiger suggested? Its seems like a rational approach...


  4. #24
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



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    Default Re: Claiming back bank charges – The PPI approach

    no!!


    no-one
    that's rather a whimsical argument..


    so what issue do you have with what bank and why..

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  5. #25
    Basic Account Holder mzfrfd Novitiate



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    Default

    Summary

    Advantage Gold Account held between 1998 – 2008
    2 x PPI reclaims successful
    1 x Natwesticon Credit card PPI complaint successful
    1 x Packaged Account fees complaint ongoing

    Bank charges History

    Circa £7000 taken in Bank charges between 2004-2008 which caused extreme hardship and stress related illness at that time. Whilst there is no hardship now, there was severe hardship at the time so my belief is that any claim now would be based on current circumstances and fail. Any thoughts on this?

    A complaint made to bank in 2007 to recover charges was put on hold by the bank until the outcome of the Supreme Court test case, which due to the outcome seem to conclude concluded that the original charges reclaim complaint could not succeed.

    However, I am wondering whether,with an account reconstruction to validate, a claim can be made with the suggestion that if those mis-soldicon PPI premiums were not taken from the Advantage gold account in the first instance, monies would have been available in the account and the charges would not have been incurred, so therefore need to be returned. A back door approach for sure, hence my Interest in Lord Tiger’s thread.

    How say thee dx100uk? Is there any viable route to reclaiming these charges? Has it been done before under any similar circumstances as outlined above?

    thanks

    Quote Originally Posted by dx100uk View Post
    no!!


    no-one
    that's rather a whimsical argument..

    By the way. Why do you think Lord Tiger’s approach was whimsical? Where do you feel it fails?

    thanks


  6. #26
    Site Team dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk Highly authoritative dx100uk's Avatar



    Follow Real_CAG on Twitter
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    Default Re: Claiming back bank charges – The PPI approach

    i would use the hardship route then

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