Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Question Barclaycard refusing to send statements as no transacs since '04. Advice please!!

    Hello All

    Have written my initial S.A.R - (Subject access requesticon) letter to Barclaycard. They sent this (edited) reply...

    Unfortunately we are unable to to disclose any statement documentation to you pursuant to your request under the Data Protection Act as there has been no transactional data on your account since may 2004.

    May I clarify that the Data Protection Act provides you with the right to a copy of your own personal dataicon where that data is stored on a relevant filing system.

    B'card statements held prior to May 2004 are stored on microfiche. They are not stored by reference to account number or customer name and are not "readily accessible" within the meaning of the Data Protection Act. These statements are therefore not retained in a relevant filing system and therefore do not fall within the class of documents to be produced pursuant to a SAR. They can be obtained from our Customer Service Dept at a cost of £3 per statement (so they have got them then - yet they say they can't provide me with statements, Oh, but they will if I cough up £3 a pop - not bl**dy likely!)

    Furthermore, we are unable to provide a computer print-out of transactions on your account to date. Our computer systems do not permit us to print such historic data. Neither do our computer systems allow us to search for and identify individual charges applied to an account. It is therefore, not possible to provide you with a print-out of such charges. I would also add that Barclaycard did not introduce default charges on its accounts until mid 2001.

    etc...


    I believe they are still using an abacus system then, powered by carrot or something... Do they seriously expect me to believe their systems are that archaic?


    Any suggestions for next step to take? Has anyone else had this letter - what did you do?


    All contributions very gratefully received!


    Thanks

    Helen

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  2. #2
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    Default Re: Barclaycard refusing to send statements as no transacs since '04. Advice please!!

    Try pm Glennuk, he's a bit of an expert in this area.


  3. #3
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    Default Re: Barclaycard refusing to send statements as no transacs since '04. Advice please!!

    Thanks Zootscoot - I tried, but his mailbox is full, surprise surprise!

    Instead I trawled through his threads and I think I've found what I was looking for.

    Many thanks

    221b



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE