Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Everyone, just to let u all know. I recently had been charged by Abbey over £80 for exceeding my overdraft by £18. I sent of a letter and have had the charges refunded and another £50 worth of charges stopped (due to the original charges). If anyone is reading this considering claiming charges back, please do it. At first by letter and phone they tried to put me off, saying the charges were valid and that the current literature supports their decisions to charge the excessive amounts they do, but i stuck to my guns and got the refunds.
Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.
** Nationwide - £1821.15-PAID IN FULL - Aug 06 ** ** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 ** Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....
success
over £80 for exceeding my overdraft
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