Its my money and I'm making sure I get it back.

25/09/06 Letter from Robert Udy saying tough, sue us!
14/09/06 letter from cap 1 robert udy offering difference of £8 per charge. sent LBA and refusal back
14/09/06 letter from halifax returning £10 cheque but still going to send me my statements!!
cap one LBA sent 29/08/06 £360
Halifax Data Protection Act sent 29/08/06
There will be a 10% donation to this site when I win.
If it wasnt for you then none of us would have anything back
www.consumeractiongroup.c o.uk free forum with advice and templates for reclaiming bank charges