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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Want to pull out of new car purchase


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Hi

 

I need to pull out of a car purchase. I've ordered a new car from a dealer and paid £1000 deposit. All I have signed is a listing of the car specs with prices. This is headed "New Vehicle Contract".

 

Where do I stand? Have I actually entered into a commitment to buy? Can I withdraw and recover my deposit? Will I lose my deposit? Will I lose more than the deposit?

 

Many thanks

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Hi

 

I need to pull out of a car purchase. I've ordered a new car from a dealer and paid £1000 deposit. All I have signed is a listing of the car specs with prices. This is headed "New Vehicle Contract".

 

Where do I stand? Have I actually entered into a commitment to buy? Can I withdraw and recover my deposit? Will I lose my deposit? Will I lose more than the deposit?

 

Many thanks

 

On a 'new vehicle order' (which is how they were when I was in the trade) there indeed should be t & c's on the back. What you need to realise is that ordering a new car can be a complicated business. For example; some makes are 'made to order' which means your order will trigger a new car build at the factory, even if that car isn't the actual one you receive. This is done to save 'stock piling' cars. The other thing is the spec you have ordered. It may have non-standard factory fitted accesories for example. So all in all, the dealer could end up with a car which will be tricky to sell unless it is bog standard. If you signed the order and paid the deposit, then yes you can back out but I doubt whether you will get your deposit back unless you have a good reason to cancel.

 

Please Note

The advice I offer will be based on the information given by the person needing it. All my advice is based on my experiences and knowledge gained in working in the motor and passenger transport industries in various capacities. Although my advice will always be sincere, it should be used as guidence only.

I would always urge to seek professional advice for clarification prior to taking any action.

 

Please click my reputation button at the bottom of my profile window on the left if you found my advice useful.

 

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  • 3 weeks later...
Do you think it makes a difference if I was planning to acquire the car under a hire-purchase agreement?

 

That's a very good question. With HP agreements they don't usually have the ability to cancel unless you have to sign the paperwork away from the premises. My initial thoughts are that if you cancel now it is unlikely you'll be able to recover the deposit. Having said that, the contract should be completed via terms & conditions that you understand - if there are none of these then that's an important issue to take into consideration. I'm no expert in motor vehicle contracts (I studied contract law as part of my law degree, however)

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I'm note sure it is irrelevant. Reading the CCA, I believe that s27 allows me to withdraw before I sign the credit agreement and get my deposit back.

 

I don't want to buy as I've been made unemployed and don't want any additional financial commitments.

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Inform the finance company and then the dealer that you are unemployed and the finance company will not grant the finance and the deal will be cancelled and a full refund given. I did this when I ended up in the same sitaution. My mistake was that I approached the dealer first and they wanted to with hold all of my deposit. I then approached the finance company who then cancelled the finance and the dealer had to give back all of my money.

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Inform the finance company and then the dealer that you are unemployed and the finance company will not grant the finance and the deal will be cancelled and a full refund given. I did this when I ended up in the same sitaution. My mistake was that I approached the dealer first and they wanted to with hold all of my deposit. I then approached the finance company who then cancelled the finance and the dealer had to give back all of my money.

 

That sounds like brilliant advice.

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Hi, the point I was trying to make was that unless you have signed finance documents, you do not have a contract with the finance company, only an acceptance that they will fund your purchase. Indeed, the finance company could even change their mind if you were proceeding right up until the point where they pay the dealer. CCA will only come into effect once you have an agreement in place.

Informing the finance company of your situation would certainly do the trick, as they would most likely change their decision to a decline. In your circumstances, if the dealership has dealt with you fairly so far, a letter to the sales manager and/or dealer principal would probably be common courtesy. The dealer may feel justified to retain some of your deposit, depending on whether or not the spec of your order can still be amended, and technically, they would probably be within their rights. However most are actually surprisingly reasonable when approached in the right way. Anyway, the finance company route will definitely do the trick, and there is no way you can lose more than your deposit.

Sorry to hear about your unemployment, by the way.

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Hi

 

I've read s57 of the CCA 1974 again, and it seems pretty clear that I can withdraw before the agreement is signed and that I can get a refund of all "linked transactions" and "any other thing done in anticipation of the making of the agreement ".

 

However, I'm hopeful of finding work soon so I haven't done anything yet.

 

Thanks to all who have helped.

 

Abo

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