Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am about to lock horns with American Express for the second time in five years. I have heard they are the very worst to deal with; that they will drive you into the ground - they most certainly caused me to become severely mentally They were in correspondence with my solicitors but then they suddenly went quiet. Some short while later I received an out-of-the-blue call from their solicitor who, on his second call to me said, that as these were unique circumstances they would write off the debt. (That was in 2001 and I stayed at that address until 2004 - plenty on time to make contact again!)
I was very ill and cannot remember receiving this agreement in writing. My solicitor's file shows a flurry of letters between them and that it suddenly went quiet. I've recently received a letter from a debt collection agency asking e to call them and as I don't owe anyone any money, I did just that. They said I owed AmEx £XXXXX to which I said I didn't. Since then I have not acknowledged their letters nor have I arranged to pick up a letter that they (presumably) sent me recorded delivery. It looks as though AMEX are going to renege on their promise. A recent credit check by a bank shows I am no longer a good credit bet (there goes my parachute). It looks like I'm in for a fight. I suffer with a severe mental illness and I really don't need this. I'm advised that Legal Aid is not available for this type of case and as I cannot afford a solicitor it looks as though it's me against a bottomless pot of money. Any suggestions?
American Express
for the second time in five years. I have heard they are the very worst to deal with; that they will drive you into the ground - they most certainly caused me to become severely mentally They were in correspondence with my solicitors but then they suddenly went quiet. Some short while later I received an out-of-the-blue call from their solicitor who, on his second call to me said, that as these were unique circumstances they would write off the debt. (That was in 2001 and I stayed at that address until 2004 - plenty on time to make contact again!)
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