Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    bennyhinze Novitiate

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    Default Do the banks often make an offer?

    I've read time and time again that the banks will make an offer that you should turn down. But is this common, or do they stumble, delay etc until the end?

    Has anybody been made an offer, and if so what percentage of the overal total was it? Did you accept and if so how long did it take to be paid?

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  2. #2
    NATTIE
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    Default Re: Do the banks often make an offer?

    bump can somone give a response who has recieved an initial offer and then went on to win


  3. #3
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    delorean Novitiate delorean's Avatar

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    Default Re: Do the banks often make an offer?

    Not had any offers at all from Natwesticon yet, and i'm at the aqicon stage.

    NatWest:
    6/6/06 - Data Protection Act sent - £10 paid.
    8/6/06 - Data Protection Act & £10 signed for.
    29/6/06 -
    Statements received.
    30/6/06 - Prelim letter £1397.94
    11/7/06 - Prelim letter rejected
    12/7/06 - Sent LBA
    18/7/06 - LBA Rejected
    24/7/06 - Moneyclaim £1779.56
    31/8/06 - AQ Received
    1/9/06 - Sent AQ + £100 (New Total: £1879.56)
    16/9/06 - Received Cobbetts AQ
    19/9/06 - Offer £1000 (Rejected)
    22/9/06 - Settled in FULL £1879.56 (with disclosure)

    Capital One:

    6/6/06 - Data Protection Act sent

    1/9/06 - Settled in FULL £775.37 (Default NOT removed)

  4. #4
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    rbrears Highly informative rbrears Highly informative rbrears Highly informative rbrears Highly informative rbrears Highly informative rbrears Highly informative

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    Default Re: Do the banks often make an offer?

    they always make offers - if you refuse them they always pay the full claim


  5. #5
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    windchest Novitiate

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    cadishead manchester
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    Default Re: Do the banks often make an offer?

    On claim of over £6000,00 I was offered £1441.00 by the Natwesticon, I told them where to " stick it " and have just used the moneyclaim site yesterday , now i'll wait the required time.
    cheers windchest


  6. #6
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    Clarky Novitiate Clarky's Avatar

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    Default Re: Do the banks often make an offer?

    I got a standard letter to my pre lim, with no offer and no response at all to my lbaicon. Just issued Moneyclaim but not had any offers at all
    Hope that helps!

    Clark xx



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