No default charges B4 2001 Question ???

**Aitken Brotherston** · 31st August 2006 10:27

Just got the DPA Access info back. It has the ususal crud about Microfiche and of course I shall threaten them with the Information Commissioner.

However, they also state "Barclaycard did not introduce default charges on its accounts until Mid-2001"

Sounds to me like another "not me guv" load of equine fertiliser but lets see.

Info please.
Have any of you got default charges prior to mid-2001?

Has anyone had Unlawful charges prior to mid-2001?
Their view of default charges may not be the same as ours. There's a shock eh?

Similar Threads:

**roydosan** · 31st August 2006 15:27

Yes I have. go to the thread Roydosan Vs Barclaycard.

**Aitken Brotherston** · 31st August 2006 17:19

Thanks Roydosan.

It seems a bit patchy but it is clear that unlawful charges were applied prior to May 2001.

**crashbandicoot** · 6th September 2006 23:46

Aitken it seems some accounts differ to others - I was told the same when I rung to ask them, and indeed I was never charged prior to mid-2001 because all their statements before then came with wonderful wordings to the effect of:

'No additional charges if you:
*Make a late payment or if your d/d isn't paid;
*Exceed your credit limit;
*blah blah '

They obviously withdrew these priviledges once they realised how easily they could fleece people!

But like I said, it seems some accounts have always been charged, and some, like mine, were only stomped on from mid-2001.

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