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    • Thank-you dx for your feedback. That is the reason I posted my opinion, because I am trying to learn more and this is one of the ways to learn, by posting my opinions and if I am incorrect then being advised of the reasons I am incorrect. I am not sure if you have educated me on the points in my post that would be incorrect. However, you are correct on one point, I shall refrain from posting on any other thread other than my own going forward and if you think my post here is unhelpful, misleading or in any other way inappropriate, then please do feel obliged to delete it but educate me on the reason why. To help my learning process, it would be helpful to know what I got wrong other than it goes against established advice considering the outcome of a recent court case on this topic that seemed to suggest it was dismissed due to an appeal not being made at the first stage. Thank-you.   EDIT:  Just to be clear, I am not intending to go against established advice by suggesting that appeals should ALWAYS be made, just my thoughts on the particular case of paying for parking and entering an incorrect VRN. Should this ever happen to me, I will make an appeal at the first stage to avoid any problems that may occur at a later stage. Although, any individual in a similar position should decide for themselves what they think is an appropriate course of action. Also, I continue to be grateful for any advice you give on my own particular case.  
    • you can have your humble opinion.... You are very new to all this private parking speculative invoice game you have very quickly taken it upon yourself to be all over this forum, now to the extent of moving away from your initial thread with your own issue that you knew little about handling to littering the forum and posting on numerous established and existing threads, where advice has already been given or a conclusion has already resulted, with your theories conclusions and observations which of course are very welcomed. BUT... in some instances, like this one...you dont quite match the advice that the forum and it's members have gathered over a very long consensual period given in a tried and trusted consistent mannered thoughtful approach. one could even call it forum hi-jacking and that is becoming somewhat worrying . dx
    • Yeah, sorry, that's what I meant .... I said DCBL because I was reading a few threads about them discontinuing claims and getting spanked in court! Meant  YOU  Highview !!!  🖕 The more I read this forum and the more I engage with it's incredible users, the more I learn and the more my knowledge expands. If my case gets to court, the Judge will dismiss it after I utter my first sentence, and you DCBL and Highview don't even know why .... OMG! .... So excited to get to court!
    • Yep, I read that and thought about trying to find out what the consideration and grace period is at Riverside but not sure I can. I know they say "You must tell us the specific consideration/grace period at a site if our compliance team or our agents ask what it is"  but I doubt they would disclose it to the public, maybe I should have asked in my CPR 31.14 letter? Yes, I think I can get rid of 5 minutes. I am also going to include a point about BPA CoP: 13.2 The reference to a consideration period in 13.1 shall not apply where a parking event takes place. I think that is Deception .... They giveth with one hand and taketh away with the other! One other point to note, the more I read, the more I study, the more proficient I feel I am becoming in this area. Make no mistake DBCL if you are reading this, when I win in court, if I have the grounds to make any claims against you, such as breach of GDPR, I shall be doing so.
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Stranger using my address to run up debts, register car etc...HELP!


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My apologies if this has been asked 100 times before...i have searched...

 

I rent a house to 2 people i work with. For a long time, letters have been coming to my address to someone that doesnt live here. I put it down to the last owner of the house having some 'stragglers'...until i opened one. It was for a new bank account, containing a credit card. I left the open letter on the coffee table. The next day, there was a note left saying "Guys, please don't open any more letters addressed to ......, as they are for me" Alarm bells rang. I quizzed my female housemate as to why someone is opening an account to my address, to which she replied "it's ok, it's just the one account, i wanted to get an iphone". Stupidly, i didn't persue it. From then on, any letters addressed to this guy that came, i opened. Each one was from a bank saying "You have reached your credit limit of £2000, please pay us our money".

 

I now have 12 different debt collection notices from different people.

 

I phoned the banks fraud teams, stated that person has never lived at my address, and how the hell were they able to open an account? I thought you had to have proof of address? They couldn't give me a straight answer.

 

I went to the police, who flatly told me "sorry sir, we no longer deal with fraud, please call this number..."

 

I called the fraud advice line who said "sorry sir, as it's not in your name specifically, then no crime has been comitted so really we cant do anything"

 

Next thing, i'm getting letters from the DVLA, and tax discs for this guys car.

 

Is there anything i can do? I dont want to be answering the door to a different set of bayliffs every week? The thing is, the guy has tried to redirect the mail from my house, it shows the address he's currently living at and i have the registration of his car. I have letters that show he's run up at least £20K of debt and isnt paying it, and nobody seems bothered at all!

 

He's the boyfriend of one of my tenents mother. How should i proceed?

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Contact Equifax and Experian (and the other credit reference agency which I cannot remember the name for) and inform them that there is no financial link between you and these people.

 

You might as well inform them that they do not live at that address, although I don't know if they would take any notice.

 

Pass on any known addresses to any debt collectors / bailiffs that come round. Return any mail with / or without the new address included.

 

Otherwise ignore the letters - As long as your credit record is unaffected, I'm pretty sure that it's not much more than an annoyance.

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