Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    darockhound Novitiate

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    Default Abbey are a bunch of...

    oops! cant say the word on here, but u just use watever comes to your mind first, and im sure it isnt goin to be a compliment.
    anyways jus got a reply from Abbeyicon... here goes...

    Dear xxxxx
    thank you for your letter dated 14th march 2006,with regard to your Abbey Current account xxxxxxxxxx. i apologise for the delay in my response.

    i am sorry we have given you cause in relation to the charges incurred on your account since the date it was opened, 19th september 2003. the charges in question were prompted by requests for payment against insufficient available funds.

    we do expect our custumers to manage thier accounts effectively. although they are VALID and the terms and conditionsicon of your account reflect this , i have reversed pending charges, totalling 115.00 pounds, which were due to be debited from your account.
    unfortunately, it is your responsibility to monitor your account and ensure there are sufficient funds in your account at all times, even in exeptional circumstances. any future charges would have to stand.

    in relation to your statements, i have sent a request for all your statements and they shall be with you in due course. i sincerly apologise our telephone banking centre has not been able to meet your requests in the past and you feel you have recieved poor service.

    i can assure you that we do care about our custumers and strive to deliver excellent service. however . i am dissapointed to learn this was not the case on this occasion but appreciate your feedback as it helps us to highlight areas of business which are not operating effectively. your comments have been fowarded to relevant business managers and shall be taken into consideration for training issues.

    should you be dissatisfied with the outcome of our investigation, i would like to remind you that you can refer your complaint to the financial ombusman service. i enclose a booklet bla bla blah......

    yours sincerly
    chantelle esposito
    custumer resolution manager
    complaints

    Similar Threads:
    f*** bank charges! LOL
    1st DPA ltter sent 15/03/06-wasnt recorded delivery and no reply...
    2nd DPA letter sent 21/03/06... waitin for response.

  2. #2
    stephen
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    Default Re: Abbey are a bunch of...

    Abbeyicon more ideas for your money!

    10 pound for that, £50 for that


  3. #3
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    vixtrix Novitiate

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    Unhappy Re: Abbey are a bunch of...

    How strange - I had near exact same letter - are they using a template do you think?????

    Work is the curse of the drinking classes!!

  4. #4
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    Default Re: Abbey are a bunch of...

    Darockhound

    When you say you sent your 1st DPA letter un recorded was that the letter requesting access or the actual access letter that you sign and pay £10 for??

    By the way my letter was similar but basically tipped me bollx and gave me a deadline in which to bring new evidence and ultimatley it was my responsibility to monitor my a/c blarr blarr blarr

    cheers
    Waitey


  5. #5
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    darockhound Novitiate

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    Default Re: Abbey are a bunch of...

    Quote Originally Posted by waitey
    Darockhound

    When you say you sent your 1st DPA letter un recorded was that the letter requesting access or the actual access letter that you sign and pay £10 for??

    By the way my letter was similar but basically tipped me bollx and gave me a deadline in which to bring new evidence and ultimatley it was my responsibility to monitor my a/c blarr blarr blarr

    cheers
    Waitey
    it was just a letter rerequesting access, there wasnt a cheque in there, they offered to send my full 3years bank statements(account has only been open that long) so im waiting for that, and ill see where ill go when i get them and calculate my charges.

    f*** bank charges! LOL
    1st DPA ltter sent 15/03/06-wasnt recorded delivery and no reply...
    2nd DPA letter sent 21/03/06... waitin for response.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE