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    • Hi Lolerz Thanks for replying to me, yes I've been ignoring her & will continue to do so. All she keeps saying is they want to come up with an amicable settlement. Keeps saying this to our receptionist she shouldn't be saying this to a receptionist or even me in the first place as they have given no proof of anything no IP addresses noting just keeps saying about an amicable settlement.
    • If a DCA supplies a reconstituted copy of the CCA what would be the next step? It seems that a reconstituted copy must be a " true copy " of the executed agreement, it must contain the Prescribed Terms. But given that there is no copy of the applicants signature surely it could be an agreement form with the details filled in. How can it be assumed that this " copy " represents a true copy that the claimant has supposed to have signed. Cabot have demonstrated a bit of sabre rattling when they say "Until we're able to provide this information , your account is unenforceable. This means we're not permitted to obtain a County Court judgement against you . Whilst we cannot pursue legal action, your balance remains outstanding ". I looked up a case... Cabot UK Ltd  v  Bachellier (2010) which might help, but it's tough reading, I'd prefer to plough through War and Peace. This particular case with Cabot is not huge , approx' £140, but the only other worry that I have is also with Cabot...£2100. They may try to make a point with lesser case.
    • you'll never find a court open on a w/end MB. all courts are closed Good Friday and Bank Holiday Monday. However as Andy points out, that does NOT mean you get 2 extra days to file, you get one, same as xmas/new Year. UKPC have not filed their, so no rush on yours as dave says.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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welshperson3 v blemain finance - 140A Unfair relationship -started court proceedings


welshperson3
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Thanks for the update suffering, hope his nightmare with them is over now! Did you have problems with them to, if so how did/are you getting on? I've started a thread as I'm about to take them on and to be honest, im dreading it!

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  • 1 year later...
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It’s easy to say blemain charged me £35 for a letter or phone call and that is unfair. But why is it unfair, what makes it unfair?

So if someone would be so kind and post-up a list of what Blemain charged then for, then we can start looking at the terms of the agreement and the relative rules that apply.

wp3

 

hi blemain are not allowed to charge fees constant now for ringing you 35 pound a time its now at most one a month 35 together have said i think he said they have stopped it happening,but this is still crazy, claim it all back hun through support team that together now have, put a complaint in and dates you may be shocked how much you get back hopefully just be careful because they stuck interest on also so dont fall over when you get that shock too and yes about your loan and others the same there are quite a few hun that were not dealt with right im fed up with the trauma trying to chill but am hateing seeing so many customers of blemain all left in a pit and we should have been out the pit yrs ago.

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  • 6 months later...

just here to say hello

 

just a quick update after 9 years fighting blemain I thought me and blemain had come to a uneasy peace but its back on

 

blemain removed every single charge from my account

 

blemain removed all insurance charges from my account

 

blemain removed all interest from my account (intrest free loan )

 

but I made a mistake

I let solicitors add the point about brokers fees being unfair and I couldn't prove this point

 

the same solisitors put phone harassment into my defence and I couldn't prove this point either

 

so I ended up with some costs

 

so me and blemain are back on

 

I will start a new post and give you all the details

 

WP3

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  • 3 weeks later...

Hi suffering

I went to court with them.

But like a fish they wiggled and squirmed and got away, but like any big greedy fish they came back and now they are hooked again, and this time I have learned how to play a big fish.

I did end up with an interest free loan

I did end up with a charge free loan

wp3

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  • 2 months later...
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  • 1 year later...

Hi Welshperson. Like you I am back on with these bullies but from an unregulated contract. I am going to trial with Together (LMC) and I have been to court with them numerous times and won. think it would be beneficial if we shared notes etc. Please let me know. 

 

If anyone else has an unregulated contract with LMC -now Together and wants to fight back. Please let me know. 

 

I intend to fight these bullies. 

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Hi i was just so upset this morning and struggling with all this torment over my loan with them ongoing and saw an email showing you in same boat as me and your message, it made me feel im not alone i know there are more of us, but seeing what you write made me realise i need be strong. Thank you 

 

The Judge said at last hearing if no settlement sorted, he would multi track my claim and move to a bigger court out of area, well he kept his promise thats just what he has done.

 

I have to travel in under 2 wks now and hopefully my son too to a meeting. I know this mess could be sorted now and end to it all.

 

Sorry forum for not on own post i felt to quickly reply to this one, i will go now back on own post. 

The stress level is unbelievable. I keep having to do little things to refresh. Im trying to talk to Together to sort this out now. Health is important more than money and happiness i need an end to this as this battering is so exausting indeed, its exausting mentally and emotions you are up down up down with the stress of it all, im believing better days soon.

 

 

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The stress is horrendous, i took ill and landed in hospital for a couple of months, due to the stress of all this i decided to drop my fight for the sake of my health and paid it in full. In short 5k loan i paid back £21,322.38. 

On another note though i got an ambulance chaser call me regarding blemains hidden commision to broker and she was telling me they have had lots of success against blemain (together). I may look into this one day when i feel ready to do so. 

All the best to anyone fighting these crooks

bigmac

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Thank you for your response 

6 minutes ago, Bigmac versus said:

The stress is horrendous, i took ill and landed in hospital for a couple of months, due to the stress of all this i decided to drop my fight for the sake of my health and paid it in full. In short 5k loan i paid back £21,322.38. 

On another note though i got an ambulance chaser call me regarding blemains hidden commision to broker and she was telling me they have had lots of success against blemain (together). I may look into this one day when i feel ready to do so. 

All the best to anyone fighting these crooks

bigmac

 

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Thank you for your reply. Over the years I have read horrendous stories of just what this sub-prime underhanded no scruples lender do to people. They do not give two hoots about their customers it's all about squeezing as much money as possible from them. Time to fight back. Don't give in. 

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I seriously doubt any ambulance chaser has ever won any case

don't waste your money

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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bigmac. not you.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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