Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
i thnk its feasible but not sure if its time limited.
I saw a comment about somoene claiming off their dads card after he had passed away.
I think and you need to check that the executor of the estate has a duty/ability to collect debts owed to the deceased.
Im not sure where the post was but hopefully somoen else will come by and know the details.
HTH
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
It depends on who the contract was with. 3 possible scenarios I can think of immediately.
Scene 1
If it was a joint contract between you and your partner on one side and Barclaycard on the other then you will each have been jointly and severally responsible for the debts. "Joint and Several" means that the lender (Barclaycard) can call on either party to repay any debt. Of course it also means that either party can make a legal claim.
Scene 2
If the contract was only between your partner and Barclaycard but the bills were paid by you or from a joint account then I believe that you would have a case. You would have to demonstrate to the District Judge that you or you and your partner together paid the bills and therefore suffered the loss of the unlawful charges. A coincidence between debits (Cheques or DD etc.) drawn on your bank or a joint bank account and payment of the Barclaycard bills would probably be sufficient.
Scene 3 The contract was between your partner and Barclaycard and your partner paid all the bills from his/her own account. Any loss would be your partner's and so any claim would also be your partner's If probate on your partner's estate has been completed it might be difficult, if Probate has not been completed then the executor should pursue the claim the results of which would form part of the estate and subsequently be passed on to your partner's beneficiaries. You would need to consult a solicitor about this, ideally the one, assuming there was one, who is/was involved in processing your partner's estate.
second card holder with barclaycard
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