Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: total charges

  1. #1
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    Question total charges

    In the middle of filling in the spreadsheet to reclaim charges from HSBCicon bank. On my statements (which I actually recieved very quickly) I have a number of charges which just appear as 'TOTAL CHARGES TO 08/09/02' (as an example). Can I claim for these or not.... Can someone help me???

    Thanks Andy

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  2. #2
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    Default Re: total charges

    Do the TOTAL CHARGES TO (dd/mm/yy) entries alter the balance on your account at that date?

    If you add all the itemised charges between any two of those dates, does it tally with the total stated at the second date?

    Usually, unlawful charges will be round figures, just £'s with no pence.
    If, on the other hand there are odd coppers in the totals, then they are almost certainly legitimate service charges and not reclaimable.



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  3. #3
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    Default Re: total charges

    I'm doing a claim for HSBCicon with 'rounded' TOTAL CHARGES .... Amounts varying from 40-100. I am finding it hard to get a Breakdownicon, does anyone know anymore please?



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE