Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    roncol50 Novitiate

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    Exclamation received statements from rbos

    I have just received past statements. How on earth do you work out what they owe? I have multiple charges of £25 ,£20 referral charges ,card misuse £20 ,unpaid items £30 , and numerous charges ranging from £3.01 to £15.44 .For some reason I cannt download spreadsheet. Can anyone out there please tell me how to calculate moey owed? Thank you all for your help and good luck with your own quest.

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  2. #2
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    sleepz Novitiate

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    Default Re: received statements from rbos

    I just got my statements too.
    What I did was went through all the statements and underlined any charges I thought i might be able to reclaim (basically anything over £15 for me), I then put these pages in a seperate pile.
    Then, I went through them all again and made sure I hadn't underlined any Royalties charges, or deducted the Royalties charge from the amount.
    I then got the spreadsheet
    (http://www.consumeractiongroup.co.uk...eadsheets.html)

    filled it out as instructed, and bingo, got my total.
    Don't ask me about the interesticon stuff though, I couldn't work it out so just missed that bit.

    01/08/06- Royal Bank of Scotland - S.A.R sent
    24/08/06- Royal Bank of Scotland - Statements Received
    31/08/06- Royal Bank of Scotland - 1st Request sent
    13/09/06- Royal Bank of Scotland - LBA sent
    23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)
    02/10/06- Royal Bank of Scotland - *WON* Full settlement

    07/07/09- First Plus PPI - S.A.R sent
    18/07/09- First Plus PPI - S.A.R received
    22/07/09
    - First Plus PPI - Initial request sent

  3. #3
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    andrea82 Novitiate

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    Default Re: received statements from rbos

    Hi there I sent my SARicon 14 days ago how long did it take rbos to sent out your statements


  4. #4
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    sleepz Novitiate

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    Default Re: received statements from rbos

    01/08/06- Royal Bank of Scotlandicon - S.A.R - (Subject access requesticon)
    24/08/06- Royal Bank of Scotlandicon - Statements Received


    01/08/06- Royal Bank of Scotland - S.A.R sent
    24/08/06- Royal Bank of Scotland - Statements Received
    31/08/06- Royal Bank of Scotland - 1st Request sent
    13/09/06- Royal Bank of Scotland - LBA sent
    23/09/06- Royal Bank of Scotland - Offer received £1544 (Thanks but no thanks)
    02/10/06- Royal Bank of Scotland - *WON* Full settlement

    07/07/09- First Plus PPI - S.A.R sent
    18/07/09- First Plus PPI - S.A.R received
    22/07/09
    - First Plus PPI - Initial request sent

  5. #5
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    andrea82 Novitiate

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    Default Re: received statements from rbos

    Sorry I noticed it on your tread after I had sent the message, cheers


  6. #6
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    roncol50 Novitiate

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    Default Re: received statements from rbos

    cheers for that. i am still not sure cos i am not an accountant .i am enjoying this though! i will let you know how i get on



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE