Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

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  1. #1
    Basic Account Holder johealey Novitiate

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    Default Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    I took out a CG loan back in July 2009.

    I have since been paying it off at X amount per week but they tell me this isnt enough.

    The original loan was for 150.

    This is their breakdown which I have received today:


    Your loan is broken down into the following-


  2. #2
    Basic Account Holder johealey Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    Sorry all my text disappeared!

    Your loan is broken down into the following-

    Original loan - 150
    interesticon added since July 09 540
    Late Payment 15
    Letters sent 72
    Debt Recover Fee 50

    TOTAL 827

    They are chasing for payment and have asked for me to submit a statement of means etc., way of paying this all back.

    Is there anything I can do about this or have I got to pay it? They sent me the CCA but its a typed up word document that anyone could amend!

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  3. #3
    Basic Account Holder johealey Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    PS: I have not received a default notice nor is there any information currently being held on my credit file.

    Thanks for your help in advance.


  4. #4
    Basic Account Holder johealey Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    PPS: sorry some urgent assistance would help as I am off on hols on Thurs and would like to get this sorted before I go, many thanks


  5. #5
    Basic Account Holder h3l3n810 Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    Hey

    I also have a loan for the same amount and the balance is now 782, they've set some company called Carter Forbes on me now and they are threatening court action with a CCJ if I do not pay a settlement figure (300) they are also asking for me to complete a statement of means

    TBH though I am going to pay the settlement figure as i'd rather that than a CCJ and 6 yearsicon of struggling to get future credit, I have seen another forum (i'll try get you the link) where they have taken the debtor to court and enforced a CCJ for the full amount he owed with charges.....


  6. #6
    Basic Account Holder h3l3n810 Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    Here's the link for the guy they took to court

    http://www.consumeractiongroup.co.uk...t-summons.html


  7. #7
    Basic Account Holder s4ddys Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    Yep that was me, wasn't good, in the process of trying to get the CCJ set asideicon....

    My debt never went to Carter Forbes, was dealt with in house.

    Would suggest starting with CCA Requesticon, as the advice I was given (which was a little to late - my own fault), was that there default notice was tosh anyway so they wouldn't have a leg to stand on in court.

    Like I said I left it too late so make sure you get in there first.....

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  8. #8
    Basic Account Holder cooldude1980 Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    so whats the latest on this?


  9. #9
    Basic Account Holder s4ddys Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    The latest on mine is that I got the judgement set asideicon, went back to court, lost miserably, got CCJ'ed for over 600......

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  10. #10
    Basic Account Holder cooldude1980 Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    well thats not good....you must have been very careless my friend....


  11. #11
    Basic Account Holder JO1010 Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    Good luck with this


  12. #12
    Basic Account Holder spoons99 Novitiate

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    Default Re: Cash Genie Debt - Carter Forbes threatening! HELP REQUIRED!

    ** MOD EDIT ** removed info which VERY MUCH looked like touting.
    He deals with payday loanicon companies all the time and could probably advise.
    HB



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