Jump to content


  • Tweets

  • Posts

    • Doc 04-19-2024 11-01-51-merged-compressed.pdf good morning.    9 pages attached.    thank you  UCM
    • Hi I was being supplied my ovo after unknowingly being swapped from SSE.  My issues began when we had a smart meter fitted and our bills almost doubled overnight - we at the time assumed we were just paying not enough until then and just continued to pay the excess bills each. Month.    I would from time to time contact ovo and get faced with a call centre on South Africa of the most rude agents who would just hang up after hours of wait and I could not even get an acknowledgement of an issue with my meter.  At one point we were not in the property for like 4 months and the bills were coming just as high!  It was at this point I was sure something is not right and ovo only care to send bailiffs and started threatening us with a pay as you go meter despite me taking out a 3.5k loan to pay of my outstanding balance.  Around 1600 each on both gas and electricity.  This is where its gets really bad -  the very same day they sent me out a new bill saying the money paid already was only to cover up until the November previous and because its now Feb we owe another 1k.   By that August this had risen to over 3k and I still couldn't get anyone to even acknowledge a fault let alone fix it.    In despair I tried to swap suppliers and to my surprise octopus accepted us because even tho the debt is owed we are trying deal with.  During our time with them the bill was coming only on my wife's name as I was responsible for other bills and she this one - now that we owe them 3k they have magically started adding my name as well as my wife's to the same debt to apply double pressure and its showing on my experiwn report now with a question mark and 2700 showing in grey -  This was my wife's debt which we dispute we owe yet the have now sent me letter with both our names on from oriel and past due credit debt agencies - is this illegal and how can I get them to take my. Name of this and leave on wife's name as its so unfair they give us a both a defualt for wife's debt which we dispute anyway.    In the end about 3 weeks ago I wrote an email to their ceo and rishi sunak and low and behold for the first time in our history with ovo someone who spoke English contacted us and said she will look into our claim.    I explained to her that we feel our meter is faulty and despite me contacting them using WhatsApp email and phone I still have not got anyone to acknowledge a fault even. And that I dispute I Owe anything as my son was in hospital for 3 months and we stayed with him so house was empty and still. They were sending us super sized bills more than when we started at home.  She promised to investigate and a few days later replied that she is sorry for the poor customer service and offered us £50 compensation - however she also. Mentioned that she's attached statements for us confirming the payment for 3k I made was only up until Nov and in Feb despite me pay 3.5k nearly it's correct for them to bill. Me. Another £900 the very same day and she did not agree our meter was faulty and therfore the debt stands and she will not be calling it bcak from past due credit.  During my time with my new supplier post ovo, octopus I requested tehy check my. Meters because I felt they were faulty and over charging me and I got excellent response asking me for further details which I supplied and I got a. Response bcak within days to say my meter was indeed faulty and octopus have now remotely repaired it.   I then contacted the energy ombudsman and explained my situation how she at ovo tried to fob me off and demand I apy money we don't feel we owe due to faulty equipment we reported but ovo had to process or mechanism to deal with it or lodge complaint even without having to cc their ceo and our pm. And now I feel sick to think both husband and wife will get a 6  year default for debt which have a validity of a questionable nature.    I explained all this to the energy ombudsman and they accepted my case and I explained to them that my new supplier found my fault which ovo refueed to accept - I've uploaded the email from new supplier to ombudsman showing we had a fault.    My. Question is is there anything I can upload in defence of my case to ombudsman before they decide outcome ina few weeks    All advice greatly appreciated not only would I like advice on how to clear this debt but also how I can pursue ovo for compensation and deterrence for the future.  Thansk 
    • Thanks for the reply dubai 50 - if the statute is 10 years it has long passed - if it is 15 years i havea few months left. i shall ignore until it gets serious  An update - - I sent the letter to the bank in Dubai ( I did get delivery confirmation from Royal Mail)   - I have moved to a new address ( this is the address i gave to the bank in dubai)  - IDR are continuing to send Letters to the old address, which leads me to believe they are not in contact with the bank at all. - i have not replied to any correspondence digital or hard as they are non threatening ( as of yet).        
    • Your topic title was altered last June 23 by the owner of this forum in the interests of the forum Anyway well done on your result and thank you for concluding your topic, title updated.   Andy   .
    • So what    Why ? Consent Order/ Confidentiality ? This would be be invaluable to followers of your topic.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

First JSA claim questions for a 50+ year old.


The_Normal
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5018 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi.

 

My dad was recently found out he was losing his job of 25 years. Unfortunately he only got statutory redundancy which equates to about 7-8k. My dad is still being paid up until the end of July.

 

Today he rang up about JSA. He went to Citizens Advice and couldn't speak to anyone because it was appointment only, but someone mentioned to him to ring the JSA up so he did.

 

Anyway he rang up today to find out about JSA and the women on the phone ended up putting a claim in for him. He didn't want to put a claim in as his circumstances are changing next week (I'm moving out into my own place) but the (overzealous) woman started a claim anyway. She threatended him with fraud because he mentioned I was moving out next week. She also rail-roaded him into taking a job interview next week (Tuesday) for a 40+ hour job in a kitchen???

 

My dad still hasn't got his redundancy cheque and is still in 2 weeks lieu of wages. He is worried that this might jeopardise his redundancy. Plus he was planning on taking a two week holiday after his cheque clears and redecorating his house for a few weeks with some of his redundancy money. He also didn't want to return to kitchen work as the long hours over the last years have been making him ill.

 

Now I've been doing a bit of searching about JSA and I'm worried that he has been issued a Notified Vacancy by the woman on the phone and that if he goes for the interview and gets the job, but doesn't want it, his JSA will be withheld?

 

My dad is a bit worried about this and wonders what he should do? He is going to try and see the CA on Monday if possible. He is wondering if he can cancel, alter or delay his JSA claim? He doesn't want to jeopardise his redundancy payment by going for this interview while still in lieu of wages. Also, he doesn't want a kitchen job and as mentioned previously he has plans to take a well earned holiday of two weeks and do DIY on his house for another couple of weeks before seeking employment.

 

What is the best course of action now?

 

edit - My dad also lives in a council house (housing association). He has paid his rent for 25 years and is worried that any JSA problems might affect his housing benefit. Will this be the case?

 

Thanks.

Edited by The_Normal
Link to post
Share on other sites

Hmm.

 

The first contact system is designed to take new claims, not deal with general enquires. The very first question is "Are you calling today to claim benefit". Advisors can give general information but not advice, that is usually provided via the government's website. If he made it clear that he didn't want to claim at that point he should have been directed to different routes.

 

If the customer wants to go through an eligibility check to see what they might be able to get it goes through a series of questions culminating in a statement, namely: "from the information you have given you may be eligible for [benefit]".

 

Immediately after this there are two important questions.

 

Do you wish to continue with your claim?

What benefit do you wish to claim?

 

A short while later there's a question about whether the customer wants to claim from the day they are doing the call (or an earlier date if they are resuming a case). Assuming the system was followed correctly your father would have been given plenty of opportunity to avoid putting in a new claim on that day. He also should have been asked about whether he was able to work now, and looking for work, which if he'd said no to both would not have made him eligible for JSA in the first place.

 

This all assumes the process was followed to the letter however, and without listening to the call its hard to say whether this was done. Calls are recorded however, so it would not be difficult for the department to check if a dispute arose.

 

Any claim can be cancelled at any point, including after an interview has been booked. If that's what your father wants to do ring 08456043719 and ask for the appointment to be cancelled and the claim withdrawn. If he's not seeking employment for the better part of a month it would be better to put the claim in after then anyway.

 

As for the Kitchen job you mentioned as I said the calls are recorded, so as long a he mentioned at the time that he did not want to apply for the position that should provide good mitigation for not accepting the job. If he did not mention it at the time it could be a lot harder.

Link to post
Share on other sites

Hi thanks for your reply.

 

I've since spoken to my dad and he did start a claim as he thought this was the best thing to do (CA told him to start it). Also about the job, what happened was the woman asked if he wanted to do a job search now and my dad being obliging said yes and she recommended a job that was on the system, that was all. I must of misheard what my dad said. It was his JSA face to face interview that he has on Tuesday not a job interview.

 

So really my dad has started a claim too soon? Like I said he wants to take a two week holiday from the 1st of August and then spend a few weeks decorating the house. He rang up to get the ball rolling so to speak as he thought this would be the best course of action, but obviously it wasn't.

 

So would he be best to cancel the JSA claim and put a new claim in 6 weeks? Will there be any repercussions for cancelling the JSA claim?

 

Regards.

Edited by The_Normal
Link to post
Share on other sites

Well if he's not looking for work and/or not intending to start work for another 6 weeks then the best time to start claiming from would be in 6 weeks. He can however do an advanced claim if he knows what date he wants to claim from. So yes, he started a claim too soon.

 

First he'd need to cancel the appointment and claim on the system, then he could ring 080000556688 and ask them for an advanced claim. They should book an appointment for the first working day from when he wants to claim and send out a claim form to him. This form will be essentially the same as the one he completed over the phone. He could alternatively just wait until that period finishes and then ring as normal.

 

As far as I know he won't be penalised for cancelling the interview or the claim. He would of course loose out on any payments of benefit and being assigned national insurance credits for that period though. I don't think it would prevent him claiming Housing or Council Tax Benefit but don't have much experience with those.

 

One thing you will want to check from some more experienced members though is whether spending a relatively large sum prior to making a claim might have an affect on the claim. I know that certain amounts of savings can affect benefits like Income Based Jobseekers Allowance. What I don't know is whether him spending money on a holiday/house re-decoration immediately prior to the claim might be considered what they call deprivation of capital.

Link to post
Share on other sites

One thing you will want to check from some more experienced members though is whether spending a relatively large sum prior to making a claim might have an affect on the claim. I know that certain amounts of savings can affect benefits like Income Based Jobseekers Allowance. What I don't know is whether him spending money on a holiday/house re-decoration immediately prior to the claim might be considered what they call deprivation of capital.

 

It might be an issue, but probably not. It won't be a problem at all if he is eligible for contributory JSA, since capital is not considered. If he receives income-based JSA it could possibly be an issue if he has savings between £6000 and £15999.99, or would have had such savings if he hadn't spent them.

 

Also, my understanding of current case law is that he would have to spend the money with the specific intention of qualifying himself for a means-tested benefit. I might be wrong about this, though, deprivation of capital decisions always go to the DMs - I would just implement the result.

 

Certainly on ESA I saw very few such cases. Can't imagine JSA would be radically different.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...