Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just had a thought regarding Kensington arrears fee - the arrears fee is added to the balance of the mortgage that means not only are you paying £50 a month extra but you are also paying interest (in my case 22 years worth) on it.
In effect you are paying interest on their administration charge - now that cannot be right?
‘The only thing necessary for the triumph of evil is for good men to do nothing.’ Edmund Burke
Total unlawfully taken £3247 (NatWest)
Data Protection Act Sent 05/05/06
Full Response Received 15/06/06
Prelim. Sent 16/06/06
LBA Sent 30/06/06
MOL claim Started 26/07/06
Defence and CPR18 received 26/08/06
AQ Sent 15/09/06
Cobbets Offer Half 18/09/06
Offer Rejected 19/09/06
Court orders Stay 26/09/06
objection sent 29/09/06
Mission Accomplished 9/10/06
Total unlawfully taken £650 (Kensington)
MOL claim Started 26/07/06
Offer received 17/08/06 rejected.
Defence received 26/08/06
Court orders Stay 18/09/06
Objection Sent 23/09/06
Interest on Admin charge
that means not only are you paying £50 a month extra but you are also paying interest
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