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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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Can I sue the individual and not the company to recover a debt?


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Is it possible to sue the individual of a company without suing the company itself to recover money owed? The company in question have ceased trading due to debts and no doubt the company will have no assets.

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This is dependant on whether the company was limited, in which case the answer in MOST CASES is no.

 

However, if the company was run by a sole trader you may have a slight chance, however if this was the case and has now ceased trading, success would be dependant on the level of assets of the comapny owner and of course the number of priority debts or secured debts outstanding.

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The company is Ltd. I've successfully lodged an objection with Companies House to prevent the company from dissolving at least on their register. Will this improve my chances of recovering the money?

 

(Not sure it is wise to disclose the name of the company online)

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The company is Ltd. I've successfully lodged an objection with Companies House to prevent the company from dissolving at least on their register. Will this improve my chances of recovering the money?

 

(Not sure it is wise to disclose the name of the company online)

 

 

 

 

Is the money owed for goods/services supplied to them or a loan?

 

Unless the Directors have been acting unlawfully you cannot touch them, that's the whole point of a limited company!

 

Sorry, but I don't fancy your chances.

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The money owing is the deposit which the agent collected directly from the tenant but failed to give to the Deposit Protection Scheme. I've since paid the DPS the money so my tenant's money is safe, but of course I want the money back from the agent.

 

Surely the company/director has acted unlawfully here?

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It would seem so. Do you know if the company is subject to any kind of insolvency proceedings? If the company is placed into administration or creditors' voluntary liquidation, the appointed liquidators are obliged to prepare a report on the conduct of the directors and lodge it with DBIS (the former DTI) within 6 months of their appointment. Queries such as yours would be dealt with under such a report. However, please be advised that these reports are 100% confidential between the administrator / liquidator and DBIS - the outcome is never divulged.

 

If someone petitions for the company to be wound up (a compulsory liquidation via the courts which can take up to 4 months or longer to occur) the Official Receiver ("OR") will be appointed and he will deal with issues relating to the directors' conduct. If there are potential assets the OR will hand the case to an appointed liquidator, if not, it will be dealt with by the OR's office.

 

Hope this is of some assistance!

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I'm going to call the IPA tomorrow to find out if one of their members has been appointed. I don't know if it's a legal requirement for a company to employ one so I guess if not, there won't be one. But I need to find out.

 

I will contact the DBIS tomorrow and see what they advise.

 

I think even if I don't get the money back, the least I can do is report this con artist to the relevant authorities to reduce the chances of him doing something like this again.

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Insolvency Practitioners are regulated under other bodies too, so your best bet is to keep monitoring Companies House (liquidators / administrators are obliged to file notice of their appointment with Companies House.

 

If a company is insolvent an accountant will normally advise a director to seek the advice of an IP - it's not a legal requirement for a company to employ an IP but if an accountant has advised them that they are trading insolvently a director would do well to act on this advice.

 

I am not certain that DBIS will be able to act until a formal insolvency procedure has begun, and even then they would not speak to anyone about their findings.

 

The director should have your details if you are a creditor, so chances are if he has contacted an IP you will be contacted anyway.

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I'm not holding my breath for a letter from an IP. Although I know that their business account is still active and Companies House have agreed to keep their business active on record, a full six months have passed since the company stopped real trading and in the last few weeks, the company has removed its website, cut its telephone lines and closed down its emails accounts. They never answer their mobile. It's quite clear they want no contact.

 

After doing some more research, I've discovered that the agency snatched my tenant's deposit at the same time they had already taken action to wind down their business. I did some enquiries with Prime Location, Right Move and other advertising outlets who told me the company had stopped paying their subscriptions at the beginning of the year. Does this suggest that the the company were 'trading' at a time they were insolvent. Is this in itself unlawful?

 

I wish I could find a way to sue the individual or even a way to penetrate the so called veil of incorporation.

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If they were your agents and collecting the monies on your behalf I think that they are s'posed to keep it "on trust" for you. Ie, you would get first dibs on the money rather than having it shared out to all the creditors. I would definitely write to the insolvency practicioner (if there is one) to stake your claim.

 

If they were taking money when they knew they were going insolvent then I think this is "wrongful trading". You need to check the insolvency act and the offences a director can be personnally accountable for.

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I know for a fact that this company definitely pulled the plug on their advertising with the major rental portals at the same time they took the money from the tenant.

 

Even with this evidence of wrongful trading, how can the directors of this company be brought to account if their defunct company has no assets?

 

I'll have a look at the insolvency act.

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  • 1 year later...
I know for a fact that this company definitely pulled the plug on their advertising with the major rental portals at the same time they took the money from the tenant.

 

Even with this evidence of wrongful trading, how can the directors of this company be brought to account if their defunct company has no assets?

 

I'll have a look at the insolvency act.

 

I have come very late to this thread. Exactly the same thing has happened to me. I want to sue a company because of illegal actions by one of the diractors. The civil court has ruled in my favour that the company owes me the money but of course the company ( with its sole director ) have not paid up. I am in the process of getting my solicitors to issue a winding up petition and I am hoping the official receiver will identify the director as having acted illegally. I have also been to the police but they are not interested in persuing the director because they tell me it is in the hands of the civil courts and they are not debt collectors. My case sounds very similar to yours. He was the dirsctor of a property management compant who kept the deposits and rent from my tenants. Can you let me know how you have got on with your case. ( It may even be the same man we are talking about )

 

Kevin Jones

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Thanks for your message. You're wondering if we're dealing with the same person. Is the director's first initial 'F'?

 

No. Afraid not. The limited company is a property management company registered in Bolton. They have one director. I would love to get to him but it seems things are stacked in his favour by the corporation veil. I am hoping that when the winding up petition is agreed, the official receiver will take things further. To be honest, the money I lost is not the big issue. The main thing that gets my goat is how he seems to be getting away with criminal actions when he is a nasty little fraudster. I have almost made it my mission now to make life difficult for him in the future even if I end up out of pocket. I was just struck by how similar your story was to mine and I am desperate to know if you got anywhere with suing the person who defrauded you.

 

Kevin

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I got my money back after a colleague in the company decided to pay off the debt. I was lucky because the chap in charge had no intention of settling up and disappeared. Your best bet is to contact the local trading standards and council where the company was originally set up (not where you live). They may have a case against him for fraud. This was the case with the chap who ripped me off. You won't get your money back but you can potentially help to expose the man behind this bogus property management company.

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